Real Estate Investing in Mount Vision, New York (13810)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13810 (Mount Vision, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 23.0% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mount Vision, NY (13810)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 13810 Mount Vision
The 13810 ZIP in Mount Vision, NY is a local-operator market. Outside capital chasing a $212K entry has to pair deep knowledge with the discount.
The investment case in 13810 is healthy only for operators who understand what they are buying. A $212K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Mount Vision have seen price recovery that 13810 has not matched. Otsego County data supports the view that the spread is structural rather than temporary.
A significant renter share of 16% in 13810 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 13810 is an operator game, not a passive one. Looking more closely, entry prices of $212K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Mount Vision:
Property Strategy for 13810
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $198,770 | $1,070 | 3.9% | — | $99,385 |
| 3BR | $202,293 | $1,290 | 4.6% | +6.4% | $67,431 |
Market Trends
Home Value History (with trend line)
📊 How Does 13810 Compare?
| Metric | 13810 | Mount Vision | Oneonta, NY | New York |
|---|---|---|---|---|
| Home Value | $212,049 | $212,049 | N/A | $505,608 |
| 5-Year CAGR | 5.8% | 5.8% | N/A | 6.6% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 3.5% | 3.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13810 (Mount Vision, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 13810 (Mount Vision, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $212,049 |
| Monthly Rent | $963 |
| Price-to-Rent | 18.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.5% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +7.0% ▲ |
| 3-Year CAGR | +5.0% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13810
Population: 1,195
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Mount Vision, NY rate as a rental market?
Mount Vision, NY rates 3.0/5 for investability. With median values at $212K and rents near $963/mo, the market offers reasonable fundamentals for rental investors.
What real estate strategy is ideal for Mount Vision, NY?
For Mount Vision, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Where do rents currently stand in Mount Vision, NY?
Investors in Mount Vision, NY typically see rents near $963/mo per month against $212K home values - a solid setup for rental cash flow.
Are landlord laws favorable in Mount Vision, NY?
Rental owners in Mount Vision, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
What is the typical renter like in Mount Vision, NY?
Tenant quality in Mount Vision, NY ranks as solid. Landlords generally report reliable occupancy at market rents of $963/mo.
You know 13810 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 13810 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 13810 ranks in Oneonta, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 13810 (Mount Vision)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 13810 (Mount Vision, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.