Real Estate Investing in Cayuga, New York (13160)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13160 (Cayuga, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.6% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cayuga, NY (13160)?
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Market Analysis: 13160 Cayuga
ZIP 13160 inside Cayuga County looks affordable on the surface — median value of $254K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $1,152/mo on a $254K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 13160 sits below the stated 0.0% once reality is priced in.
The gap between 13160 and stronger Cayuga ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 13160 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Cayuga:
Property Strategy for 13160
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $205,405 | $1,280 | 4.5% | +8.1% | $102,703 |
| 3BR | $243,924 | $1,670 | 4.9% | +7.6% | $81,308 |
| 4BR | $257,118 | $1,910 | 5.3% | +7.5% | $64,279 |
Market Trends
Home Value History (with trend line)
📊 How Does 13160 Compare?
| Metric | 13160 | Cayuga | Auburn, NY | New York |
|---|---|---|---|---|
| Home Value | $253,923 | $283,201 | N/A | $505,608 |
| 5-Year CAGR | 5.5% | 6.2% | N/A | 6.6% |
| Avg Rent | $1,152 | $1,107 | N/A | - |
| Cap Rate | 3.5% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13160 (Cayuga, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $253,923 |
| Monthly Rent | $1,152 |
| Price-to-Rent | 18.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 9.1% |
📈 Home Appreciation
| 1-Year | +7.1% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13160
Population: 2,321
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13160
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,109 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What monthly rent should investors expect in Cayuga, NY?
Rental rates in Cayuga, NY average $1,152/mo. Tenant demand and $254K home values make the yield look reasonable by investor standards.
Does a duplex house hack pencil in Cayuga, NY?
The a challenging house-hack environment in Cayuga, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What kind of market is Cayuga, NY for investors?
Investors tracking Cayuga, NY will find a 3.0/5 rating supported by $254K median home values and $1,152/mo rents. That profile suits long-term holders targeting stable returns.
What is the median home value in Cayuga, NY?
Expect median prices around $254K in Cayuga, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
What are vacancy rates like in Cayuga, NY?
Vacancy in Cayuga, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,152/mo.
You know 13160 now. You don’t know where it ranks.
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How 13160 ranks in Auburn, NY
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