Real Estate Investing in Fort Ann, New York (12827)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12827 (Fort Ann, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.1% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fort Ann, NY (12827)?
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Market Analysis: 12827 Fort Ann
The 12827 ZIP covers a section of Fort Ann that demands careful diligence. Prices near $285K look accessible, but the work to make a deal cash flow is real.
The 12827 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within NY, ZIP 12827 trails on several market indicators that neighboring Washington County submarkets outperform. The gap is real and durable enough to shape underwriting.
Demographically, 12827 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 12827 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Fort Ann:
Property Strategy for 12827
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $245,069 | $1,300 | 3.8% | +7.4% | $122,535 |
| 3BR | $279,183 | $1,680 | 4.3% | +6.9% | $93,061 |
| 4BR | $313,819 | $1,720 | 3.9% | +7.7% | $78,455 |
Market Trends
Home Value History (with trend line)
📊 How Does 12827 Compare?
| Metric | 12827 | Fort Ann | Glens Falls, NY | New York |
|---|---|---|---|---|
| Home Value | $284,806 | $284,806 | N/A | $505,608 |
| 5-Year CAGR | 5.8% | 5.8% | N/A | 6.6% |
| Avg Rent | $1,170 | $1,170 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12827 (Fort Ann, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $284,806 |
| Monthly Rent | $1,170 |
| Price-to-Rent | 20.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +7.4% ▲ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12827
Population: 3,935
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12827
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How should investors approach Fort Ann, NY?
In Fort Ann, NY the solid play is typically careful cash-flow rentals with hands-on management. The combination of $285K prices and $1,170/mo rents suits that approach.
Are tenants stable in Fort Ann, NY?
Fort Ann, NY draws a steady base of working renters. Demand at the $1,170/mo rent level is reasonable for standard single-family and small multi rentals.
What monthly rent should investors expect in Fort Ann, NY?
Average rent in Fort Ann, NY is approximately $1,170/mo per month. Against $285K home values that yields a reasonable rent-to-price ratio.
Is house hacking profitable in Fort Ann, NY?
House hacking in Fort Ann, NY is reasonable to execute. Prices around $285K and rents of $1,170/mo solid owner-occupant economics.
Is Fort Ann, NY good for landlords?
For rental operators, Fort Ann, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
You know 12827 now. You don’t know where it ranks.
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How 12827 ranks in Glens Falls, NY
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