Real Estate Investing in Hudson, New York (12513)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12513 (Hudson, NY)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 37.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 27.7 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hudson, NY (12513)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 12513 Hudson
ZIP 12513 inside Columbia County looks affordable on the surface — median value of $466K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $466K asset, 12513 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 12513 sits on the difficult end of the NY spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
A robust renter share of 18% in 12513 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 12513 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Hudson:
Market Trends
Home Value History (with trend line)
📊 How Does 12513 Compare?
| Metric | 12513 | Hudson | Hudson, NY | New York |
|---|---|---|---|---|
| Home Value | $466,249 | $458,185 | N/A | $505,608 |
| 5-Year CAGR | 6.4% | 6.5% | N/A | 6.6% |
| Avg Rent | $1,404 | $1,813 | N/A | - |
| Cap Rate | 2.4% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12513 (Hudson, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $466,249 |
| Monthly Rent | $1,404 |
| Price-to-Rent | 27.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.6% |
| Cap Rate | 2.4% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +3.9% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12513
Population: 198
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12513
Schools in This ZIP Code
Nearby Schools (3 more)
Schools in adjacent ZIP codes that may serve this area
HUDSON HIGH SCHOOL
HUDSON JUNIOR HIGH SCHOOL
MONTGOMERY C SMITH ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 547 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What monthly rent should investors expect in Hudson, NY?
Rent in Hudson, NY is around $1,404/mo. The resulting rent-to-value relationship with $466K pricing is reasonable for most investor models.
Does house hacking make sense in Hudson, NY?
The house hack math a challenging in Hudson, NY. Owner-occupant buyers benefit from the $1,404/mo rents and $466K home values.
Is vacancy a concern in Hudson, NY?
Hudson, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
How much should I expect to pay for a home in Hudson, NY?
Median home price in Hudson, NY is near $466K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.
How does Hudson, NY stack up for property investment?
Hudson, NY rates 3.0/5 for investability. With median values at $466K and rents near $1,404/mo, the market offers reasonable fundamentals for rental investors.
You know 12513 now. You don’t know where it ranks.
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How 12513 ranks in Hudson, NY
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