Best ZIP Codes for Cash Flow in Hudson, NY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 12534 | Hudson, NY | $450,121 | $2,222 | 3.85% | 6.7% |
| 2 | 12130 | Niverville, NY | $311,301 | $1,197 | 3.00% | 5.3% |
| 3 | 12583 | Tivoli, NY | $505,223 | $1,944 | 3.00% | 8.2% |
| 4 | 12521 | Craryville, NY | $508,303 | $1,836 | 2.82% | 7.1% |
| 5 | 12060 | East Chatham, NY | $551,604 | $1,935 | 2.74% | 6.8% |
| 6 | 12024 | Old Chatham, NY | $403,697 | $1,404 | 2.71% | 4.4% |
| 7 | 12565 | Philmont, NY | $336,217 | $1,161 | 2.69% | 7.2% |
| 8 | 12173 | Stuyvesant, NY | $380,898 | $1,251 | 2.56% | 6.1% |
| 9 | 12513 | Hudson, NY | $466,249 | $1,404 | 2.35% | 6.4% |
| 10 | 12523 | Elizaville, NY | $426,481 | $1,224 | 2.24% | 6.3% |
| 11 | 12125 | New Lebanon, NY | $385,543 | $1,098 | 2.22% | 6.0% |
| 12 | 12029 | Canaan, NY | $536,696 | $1,512 | 2.20% | 6.0% |
| 13 | 12106 | Kinderhook, NY | $488,000 | $1,341 | 2.14% | 7.2% |
| 14 | 12184 | Valatie, NY | $452,559 | $1,206 | 2.08% | 5.7% |
| 15 | 12037 | Chatham, NY | $505,020 | $1,300 | 2.01% | 6.1% |
| 16 | 12075 | Ghent, NY | $554,604 | $1,413 | 1.99% | 6.9% |
| 17 | 12503 | Ancramdale, NY | $587,953 | $1,458 | 1.93% | 8.4% |
| 18 | 12516 | Copake, NY | $487,155 | $1,206 | 1.93% | 7.5% |
| 19 | 12136 | Old Chatham, NY | $616,191 | $1,512 | 1.91% | 5.6% |
| 20 | 12526 | Germantown, NY | $579,926 | $1,422 | 1.91% | 7.3% |
| 21 | 12517 | Copake, NY | $492,636 | $1,179 | 1.87% | 7.1% |
| 22 | 12502 | Ancram, NY | $567,344 | $1,278 | 1.76% | 6.9% |
| 23 | 12017 | Austerlitz, NY | $723,029 | $1,431 | 1.54% | 6.0% |
| 24 | 12529 | Hillsdale, NY | $587,722 | $1,134 | 1.50% | 7.4% |
| 25 | 12165 | Spencertown, NY | $600,349 | $1,134 | 1.47% | 8.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Hudson, NY · Affordable in Hudson, NY
Or see the full Hudson, NY metro profile.