Real Estate Investing in Spencertown, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 202 • Columbia County

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Should you buy in Spencertown, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Spencertown, NY?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

8.7% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $600,349
Avg Monthly Rent $1,134
ZIP Codes 1

Investing in Spencertown Real Estate

Spencertown, NY covers 1 ZIP codes and a population but the investment metrics here are soft — this is not a market to enter casually.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Spencertown is in that category.

unambiguously Spencertown's sale market has not rewarded patience. less favorable for listings sit longer, price cuts are common, and rent growth has been flat to negative in multiple ZIPs.

Spencertown's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Hudson, NY

Spencertown is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Spencertown, NY. Anonymous, moderated, never written by AI.

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Avg Home Value
$600,349
Avg Monthly Rent
$1,134
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Hudson, NY metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Hudson, NY metro
0
Days to pending
7.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Spencertown, NY

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Filter Spencertown’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Spencertown, NY

How much should I expect to pay for a home in Spencertown, NY?

Spencertown, NY median home values land near $600K. That is reasonable territory for investors looking at $1,134/mo-per-month rentals.

Are renters plentiful in Spencertown, NY?

Expect a solid tenant pool in Spencertown, NY. The rental market absorbs $1,134/mo rents without meaningful friction.

Is Spencertown, NY good for landlords?

Rental owners in Spencertown, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What monthly rent should investors expect in Spencertown, NY?

Rents in Spencertown, NY run near $1,134/mo. Compared with median home prices of $600K that produces solid gross yields for typical rentals.

Do rentals sit vacant long in Spencertown, NY?

Occupancy in Spencertown, NY runs stable with elevated vacancy. Well-priced units at $1,134/mo lease on reasonable timelines.

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