Real Estate Investing in Stuyvesant, New York (12173)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12173 (Stuyvesant, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stuyvesant, NY (12173)?
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Market Analysis: 12173 Stuyvesant
This part of Columbia County is not an easy win. The 12173 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The investment case in 12173 is notable only for operators who understand what they are buying. A $381K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Meanwhile, 12173 offers a low basis, the region around Stuyvesant has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 12173 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Stuyvesant's stable or hybrid ZIPs before stepping into 12173. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Stuyvesant:
Property Strategy for 12173
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $334,864 | $1,390 | 3.0% | +9.3% | $167,432 |
| 3BR | $354,281 | $1,680 | 3.4% | +9.4% | $118,094 |
| 4BR | $444,797 | $1,840 | 3.0% | +9.8% | $111,199 |
Market Trends
Home Value History (with trend line)
📊 How Does 12173 Compare?
| Metric | 12173 | Stuyvesant | Hudson, NY | New York |
|---|---|---|---|---|
| Home Value | $380,898 | $380,898 | N/A | $505,608 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 6.6% |
| Avg Rent | $1,251 | $1,251 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12173 (Stuyvesant, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $380,898 |
| Monthly Rent | $1,251 |
| Price-to-Rent | 25.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +3.4% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12173
Population: 2,040
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 547 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Does Stuyvesant, NY make sense for an investment property?
Yes - Stuyvesant, NY a 3.0/5 investability score. With $381K home prices against $1,251/mo monthly rent, the market delivers a reasonable entry point for new investors.
How strong are rents in Stuyvesant, NY?
Expect rents around $1,251/mo per month in Stuyvesant, NY. With home values at $381K, the yield math works out to reasonable levels for rental investors.
Is housing expensive in Stuyvesant, NY?
Typical homes in Stuyvesant, NY go for around $381K. The 5-year CAGR of 0.0% steady price movement.
Do rentals sit vacant long in Stuyvesant, NY?
Occupancy in Stuyvesant, NY runs consistent with elevated vacancy. Well-priced units at $1,251/mo lease on reasonable timelines.
Are eviction rules reasonable in Stuyvesant, NY?
Rental owners in Stuyvesant, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
You know 12173 now. You don’t know where it ranks.
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How 12173 ranks in Hudson, NY
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