Real Estate Investing in West Coxsackie, New York (12192)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12192 (West Coxsackie, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.8% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in West Coxsackie, NY (12192)?
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Market Analysis: 12192 West Coxsackie
From an investor standpoint, ZIP 12192 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $339K median. It rewards specialists, not generalists.
The investment case in 12192 is resilient only for operators who understand what they are buying. A $339K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Within NY, ZIP 12192 trails on several market indicators that neighboring Greene County submarkets outperform. The gap is real and resilient enough to shape underwriting.
The demographic picture in 12192 includes headwinds that any investor should price in. Income distribution skews lower than West Coxsackie averages, and tenant stability requires active management.
The right play in 12192 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in West Coxsackie:
Property Strategy for 12192
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $257,099 | $1,300 | 3.6% | +6.8% | $128,549 |
| 3BR | $324,175 | $1,660 | 3.7% | +7.3% | $108,058 |
Market Trends
Home Value History (with trend line)
📊 How Does 12192 Compare?
| Metric | 12192 | West Coxsackie | New York |
|---|---|---|---|
| Home Value | $339,114 | $339,114 | $505,608 |
| 5-Year CAGR | 4.1% | 4.1% | 6.6% |
| Avg Rent | $1,170 | $1,170 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12192 (West Coxsackie, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $339,114 |
| Monthly Rent | $1,170 |
| Price-to-Rent | 24.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 6.7% |
📈 Home Appreciation
| 1-Year | +0.4% ▲ |
| 3-Year CAGR | +1.7% ▲ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12192
Population: 1,033
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 547 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are rental rates like in West Coxsackie, NY?
The typical rental in West Coxsackie, NY commands about $1,170/mo monthly. That rent profile even-keeled cash flow against the $339K purchase basis.
Is the tenant base reliable in West Coxsackie, NY?
Expect a solid tenant pool in West Coxsackie, NY. The rental market absorbs $1,170/mo rents without meaningful friction.
Is West Coxsackie, NY a good place for real estate investing?
Investors tracking West Coxsackie, NY will find a 3.0/5 rating supported by $339K median home values and $1,170/mo rents. That profile suits long-term holders targeting steady returns.
Can I house hack in West Coxsackie, NY?
House hacking in West Coxsackie, NY is reasonable to execute. Prices around $339K and rents of $1,170/mo solid owner-occupant economics.
What investment strategy works best in West Coxsackie, NY?
West Coxsackie, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($339K prices, $1,170/mo rents) make it a reasonable choice.
You know 12192 now. You don’t know where it ranks.
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