Real Estate Investing in Clinton Corners, New York (12514)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12514 (Clinton Corners, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.4% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 33.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clinton Corners, NY (12514)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 12514 Clinton Corners
Investors eyeing 12514 need to respect the fundamentals at play. Home values of $626K come alongside slower price movement and elevated management overhead.
From a cash-flow lens, the numbers look inviting — $626K purchase price, 0.0% nominal cap — the work to hit that pro forma in 12514 is substantial and deserves full respect.
The gap between 12514 and stronger Clinton Corners ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 12514 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The right play in 12514 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Clinton Corners:
Property Strategy for 12514
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $450,043 | $1,730 | 2.8% | +9.5% | $225,022 |
| 3BR | $564,270 | $2,200 | 2.8% | +9.4% | $188,090 |
| 4BR | $763,302 | $2,370 | 2.2% | +10.4% | $190,825 |
Market Trends
Home Value History (with trend line)
📊 How Does 12514 Compare?
| Metric | 12514 | Clinton Corners | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $625,788 | $625,788 | N/A | $505,608 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 6.6% |
| Avg Rent | $1,557 | $1,557 | N/A | - |
| Cap Rate | 1.9% | 1.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12514 (Clinton Corners, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 12514 (Clinton Corners, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $625,788 |
| Monthly Rent | $1,557 |
| Price-to-Rent | 33.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 1.9% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +10.0% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12514
Population: 3,120
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,637 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Clinton Corners, NY stack up for property investment?
Clinton Corners, NY records an investability rating of 3.0/5, with median home values near $626K and average rents around $1,557/mo. That combination puts it in the resilient tier for investor interest.
What is the smart move for investors in Clinton Corners, NY?
In Clinton Corners, NY the robust play is typically careful cash-flow rentals with hands-on management. The combination of $626K prices and $1,557/mo rents suits that approach.
What do rentals go for in Clinton Corners, NY?
Average rent in Clinton Corners, NY is approximately $1,557/mo per month. Against $626K home values that yields a reasonable rent-to-price ratio.
Is Clinton Corners, NY a good market for FHA house hackers?
Clinton Corners, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,557/mo rent level.
What are vacancy rates like in Clinton Corners, NY?
Clinton Corners, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
You know 12514 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 12514 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 12514 ranks in Poughkeepsie-Newburgh-Middletown, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 12514 (Clinton Corners)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 12514 (Clinton Corners, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.
