Real Estate Investing in Locust Valley, New York (11560)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nassau County • Population: 6,951 • Data updated: September 2026

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Should you buy in 11560 (Locust Valley, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 40.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Locust Valley, NY (11560)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,287,119
Avg Monthly Rent $2,628
1% Rule ✗ Does Not Meet
Median Income $162,143
% Renters 18.0%

Market Analysis: 11560 Locust Valley

The 11560 ZIP covers a section of Locust Valley that demands careful diligence. Prices near $1.3M look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 11560 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader NY picture, 11560 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

From a cash-flow lens, 6,951 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 11560 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Locust Valley:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.9× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,628/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 11560

Which property type performs best in this market?

Best for Cash Flow
3BR
2.9% cap rate
Best for Appreciation
5BR
+10.8% 5yr CAGR
Best Overall Value
3BR
$312,246/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $936,737 $3,790 2.9% +6.9% $312,246
4BR $1,309,230 $4,010 2.2% +8.6% $327,307
5BR $2,588,176 +10.8% $517,635

Market Trends

Home Value History (with trend line)

$1.3M$1.2M$1.1M$915K$774K$634KJul 2006Jul 2016Jul 2026

📊 How Does 11560 Compare?

Metric 11560 Locust Valley New York
Home Value $1,287,119 $1,287,119 $505,608
5-Year CAGR 6.5% 6.5% 6.6%
Avg Rent $2,628 $2,628 -
Cap Rate 1.6% 1.6% -
💡 Why Invest in 11560? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 11560 (Locust Valley, NY). Anonymous, moderated, never written by AI.

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Property managers serving Nassau County

Manage rentals here? List your business →

Bell Realty Management, Inc. is a premier management company for apartment houses, retail, office, mixed-use, and various commercial properties in NYC and Long Island. summary from their website

CommercialSmall multifamily
Unclaimed — is this your business? Claim it free

Cain Realty Management Corp. is a family-owned and operated industrial and commercial property management company in Plainview, NY. summary from their website

Commercial
Unclaimed — is this your business? Claim it free
Belvedere Property Management
Town Of Oyster Bay, NY

Boraie Development creates and manages visionary communities in New Jersey's urban centers, focusing on transformative projects. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.6%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $1,287,119
Monthly Rent $2,628
Price-to-Rent 40.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.5%
Cap Rate 1.6%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +7.1% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 11560

Population: 6,951

💰 Median Household Income
$162,143
This area
$162,143
State
$86,376
USA
$74,580
🏠 Renter Occupied
18.0%
This area
18.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-24.2%
USA
3.7%
🎓 College Educated
59.6%
This area
59.6%
State
4.2%
USA
33.7%
👤 Median Age
46.8 years
This area
46.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.1%
This area
5.1%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 84.9%
Other/Mixed 9.6%
Hispanic/Latino 8.0%
Asian 3.3%
Black/African American 2.2%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
18.8%
This area
18.8%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 11560

A+ Avg School Grade
4 Schools
10.1:1 Avg Class Size
$47,282 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

LOCUST VALLEY HIGH SCHOOL

📚 09 – 12 High School
👥
613 Students
👨‍🏫
8.6:1 Class Size
💰
$47,282 Per Student
A+ Excellent

LOCUST VALLEY MIDDLE SCHOOL

📚 06 – 09 High School
👥
442 Students
👨‍🏫
8.3:1 Class Size
💰
$47,282 Per Student
A+ Excellent

LOCUST VALLEY INTERMEDIATE SCHOOL

📚 03 – 05 Elementary
👥
240 Students
👨‍🏫
10.4:1 Class Size
💰
$47,282 Per Student
A+ Excellent

ANN MACARTHUR PRIMARY

📚 Pre-K – 02 Elementary
👥
204 Students
👨‍🏫
13.3:1 Class Size
💰
$47,282 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

CONNOLLY SCHOOL

📚 03 – 05 Elementary
📍 100 RIDGE DR, GLEN COVE
👥
321 Students
👨‍🏫
9.9:1 Class Size
💰
$30,718 Per Student
A+ Excellent

DEASY SCHOOL

📚 Pre-K – 02 Elementary
📍 2 DOSORIS LN, GLEN COVE
👥
399 Students
👨‍🏫
11.6:1 Class Size
💰
$30,718 Per Student
A+ Excellent

GRIBBIN SCHOOL

📚 K – 02 Elementary
📍 100 SEAMAN RD, GLEN COVE
👥
341 Students
👨‍🏫
11.0:1 Class Size
💰
$30,718 Per Student
A+ Excellent

LANDING SCHOOL

📚 03 – 05 Elementary
📍 60 MCLOUGHLIN ST, GLEN COVE
👥
360 Students
👨‍🏫
9.9:1 Class Size
💰
$30,718 Per Student
A+ Excellent

ROBERT M FINLEY MIDDLE SCHOOL

📚 06 – 08 Middle
📍 1 FOREST AVE, GLEN COVE
👥
674 Students
👨‍🏫
9.4:1 Class Size
💰
$30,718 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 656 Off-Campus Students
B
Webb Institute
105 students · 2.9 mi
C+
Long Island University
16,322 students · 4.1 mi
C+
New York Institute of Technology
6,757 students · 4.8 mi
C+
SUNY Old Westbury
4,449 students · 5.7 mi
C+
New York College of Health Professions
97 students · 6.2 mi
C
Veeb Nassau County School of Practical Nursing
388 students · 8.7 mi
C
Elmezzi Graduate School of Molecular Medicine
1 students · 9.3 mi
C+
Long Island Nail Skin & Hair Institute
149 students · 9.9 mi

Investor Insight: With 656 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How tight is the rental market in Locust Valley, NY?

Locust Valley, NY carries elevated vacancy risk. Expect measured absorption at market rents of $2,628/mo.

What type of investing works in Locust Valley, NY?

Investors usually favor careful cash-flow rentals with hands-on management in Locust Valley, NY. With home values at $1.3M and rents near $2,628/mo, other strategies can work but produce even-keeled rather than outsized returns.

Should investors consider Locust Valley, NY?

The 3.0/5 investability rating in Locust Valley, NY reflects its $1.3M prices and $2,628/mo rents. Investors generally consider it a solid option within NY.

Are homes affordable in Locust Valley, NY?

Locust Valley, NY median home values land near $1.3M. That is reasonable territory for investors looking at $2,628/mo-per-month rentals.

How much rent can I charge in Locust Valley, NY?

Locust Valley, NY rentals go for roughly $2,628/mo a month. That puts gross yield in solid territory relative to $1.3M acquisition costs.

You know 11560 now. You don’t know where it ranks.

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How 11560 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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