Real Estate Investing in Locust Valley, New York (11560)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 11560 (Locust Valley, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 40.8 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Locust Valley, NY (11560)?
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Market Analysis: 11560 Locust Valley
The 11560 ZIP covers a section of Locust Valley that demands careful diligence. Prices near $1.3M look accessible, but the work to make a deal cash flow is real.
Distressed markets are won on execution, not on spreadsheets. ZIP 11560 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader NY picture, 11560 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
From a cash-flow lens, 6,951 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 11560 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Locust Valley:
Property Strategy for 11560
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $936,737 | $3,790 | 2.9% | +6.9% | $312,246 |
| 4BR | $1,309,230 | $4,010 | 2.2% | +8.6% | $327,307 |
| 5BR | $2,588,176 | — | — | +10.8% | $517,635 |
Market Trends
Home Value History (with trend line)
📊 How Does 11560 Compare?
| Metric | 11560 | Locust Valley | New York |
|---|---|---|---|
| Home Value | $1,287,119 | $1,287,119 | $505,608 |
| 5-Year CAGR | 6.5% | 6.5% | 6.6% |
| Avg Rent | $2,628 | $2,628 | - |
| Cap Rate | 1.6% | 1.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 11560 (Locust Valley, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,287,119 |
| Monthly Rent | $2,628 |
| Price-to-Rent | 40.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.5% |
| Cap Rate | 1.6% |
| 5-Year IRR | 8.1% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +7.1% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 11560
Population: 6,951
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 11560
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
CONNOLLY SCHOOL
DEASY SCHOOL
GRIBBIN SCHOOL
LANDING SCHOOL
ROBERT M FINLEY MIDDLE SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 656 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How tight is the rental market in Locust Valley, NY?
Locust Valley, NY carries elevated vacancy risk. Expect measured absorption at market rents of $2,628/mo.
What type of investing works in Locust Valley, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Locust Valley, NY. With home values at $1.3M and rents near $2,628/mo, other strategies can work but produce even-keeled rather than outsized returns.
Should investors consider Locust Valley, NY?
The 3.0/5 investability rating in Locust Valley, NY reflects its $1.3M prices and $2,628/mo rents. Investors generally consider it a solid option within NY.
Are homes affordable in Locust Valley, NY?
Locust Valley, NY median home values land near $1.3M. That is reasonable territory for investors looking at $2,628/mo-per-month rentals.
How much rent can I charge in Locust Valley, NY?
Locust Valley, NY rentals go for roughly $2,628/mo a month. That puts gross yield in solid territory relative to $1.3M acquisition costs.
You know 11560 now. You don’t know where it ranks.
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How 11560 ranks in New York-Newark-Jersey City, NY-NJ-PA
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