Real Estate Investing in Circleville, New York (10919)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10919 (Circleville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Circleville, NY (10919)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10919 Circleville
Investors eyeing 10919 need to respect the fundamentals at play. Home values of $489K come alongside slower price movement and elevated management overhead.
Turning to rents, the numbers look inviting — $489K purchase price, 0.0% nominal cap — the work to hit that pro forma in 10919 is substantial and deserves full respect.
ZIP 10919's metrics run below Orange County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 10919 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Circleville:
Property Strategy for 10919
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $423,842 | $2,590 | 4.4% | +8.7% | $141,281 |
| 4BR | $566,354 | $2,770 | 3.5% | +9.6% | $141,589 |
Market Trends
Home Value History (with trend line)
📊 How Does 10919 Compare?
| Metric | 10919 | Circleville | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $488,981 | $488,981 | N/A | $505,608 |
| 5-Year CAGR | 7.1% | 7.1% | N/A | 6.6% |
| Avg Rent | $1,818 | $1,818 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10919 (Circleville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $488,981 |
| Monthly Rent | $1,818 |
| Price-to-Rent | 22.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +6.2% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10919
Population: 1,383
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10919
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,348 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much does a house cost in Circleville, NY?
Expect median prices around $489K in Circleville, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
What approach is best for Circleville, NY real estate?
Investors usually favor careful cash-flow rentals with hands-on management in Circleville, NY. With home values at $489K and rents near $1,818/mo, other strategies can work but produce measured rather than outsized returns.
What are vacancy rates like in Circleville, NY?
Occupancy in Circleville, NY runs measured with elevated vacancy. Well-priced units at $1,818/mo lease on reasonable timelines.
Does house hacking work in Circleville, NY?
Circleville, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $489K price point reasonable to enter.
How strict are landlord regulations in Circleville, NY?
Landlord-friendliness in Circleville, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
You know 10919 now. You don’t know where it ranks.
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How 10919 ranks in Poughkeepsie-Newburgh-Middletown, NY
Every ZIP in this metro, ranked. Free.
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