Real Estate Investing in Yorktown Heights, New York (10598)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westchester County • Population: 28,894 • Data updated: September 2026

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Should you buy in 10598 (Yorktown Heights, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Yorktown Heights, NY (10598)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $742,477
Avg Monthly Rent $5,000
1% Rule ✗ Does Not Meet
Median Income $153,164
% Renters 11.1%

Market Analysis: 10598 Yorktown Heights

ZIP 10598 in Yorktown Heights, NY carries a significant set of headwinds. Home values near $742K and rents of $5,000/mo sit inside a market where underwriting has to be tight.

Rent of $5,000/mo on a $742K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 10598 sits below the stated 0.0% once reality is priced in.

Put differently, 10598 offers a low basis, the region around Yorktown Heights has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 10598 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. sturdy returns are possible in 10598, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yorktown Heights:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Rising (+8.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $5,000/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 10598

Which property type performs best in this market?

Best for Cash Flow
2BR
5.3% cap rate
Best for Appreciation
5BR
+8.4% 5yr CAGR
Best Overall Value
5BR
$177,919/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $504,643 $3,730 5.3% +5.1% $252,321
3BR $661,067 $4,670 5.1% +7.7% $220,356
4BR $815,301 $5,070 4.5% +8.1% $203,825
5BR $889,596 +8.4% $177,919

Market Trends

Home Value History (with trend line)

$772K$687K$602K$517K$432K$347KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$5,120$4,772$4,424$4,076$3,728$3,380Oct 2025Feb 2026May 2026

📊 How Does 10598 Compare?

Metric 10598 Yorktown Heights New York
Home Value $742,477 $742,477 $505,608
5-Year CAGR 6.4% 6.4% 6.6%
Avg Rent $5,000 $5,000 -
Cap Rate 5.3% 5.3% -
💡 Why Invest in 10598? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10598 (Yorktown Heights, NY). Anonymous, moderated, never written by AI.

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Property managers serving Westchester County

Manage rentals here? List your business →

Comfort Usukumah is a REALTOR specializing in assisting buyers and sellers in New York, providing access to all listings and home value discussions. summary from their website

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Real Property Management Westchester is a property management company serving Westchester, NY. summary from their website

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Igor Krasnoperov helps clients sell their homes with a guaranteed price. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.3%
Fair
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $742,477
Monthly Rent $5,000
Price-to-Rent 12.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.1%
Cap Rate 5.3%
5-Year IRR 11.6%

📈 Home Appreciation

1-Year +8.4% ▲
3-Year CAGR +7.6% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 10598

Population: 28,894

💰 Median Household Income
$153,164
This area
$153,164
State
$86,376
USA
$74,580
🏠 Renter Occupied
11.1%
This area
11.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-24.2%
USA
3.7%
🎓 College Educated
56.8%
This area
56.8%
State
4.2%
USA
33.7%
👤 Median Age
45.6 years
This area
45.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.7%
This area
5.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 80.4%
Other/Mixed 9.2%
Hispanic/Latino 7.8%
Black/African American 6.1%
Asian 4.3%
👶 Under 18
20.4%
This area
20.4%
USA
22.0%
👴 65 and Over
18.4%
This area
18.4%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10598

A+ Avg School Grade
9 Schools
9.9:1 Avg Class Size
$32,115 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

BENJAMIN FRANKLIN ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
473 Students
👨‍🏫
11.4:1 Class Size
💰
$32,551 Per Student
A+ Excellent

BROOKSIDE SCHOOL

📚 K – 03 Elementary
👥
506 Students
👨‍🏫
11.1:1 Class Size
💰
$31,853 Per Student
A+ Excellent

CROMPOND SCHOOL

📚 04 – 05 Elementary
👥
530 Students
👨‍🏫
10.2:1 Class Size
💰
$31,853 Per Student
A+ Excellent

MOHANSIC SCHOOL

📚 K – 03 Elementary
👥
492 Students
👨‍🏫
10.3:1 Class Size
💰
$31,853 Per Student
A+ Excellent

MILDRED E STRANG MIDDLE SCHOOL

📚 06 – 08 Middle
👥
823 Students
👨‍🏫
10.4:1 Class Size
💰
$31,853 Per Student
A+ Excellent

THOMAS JEFFERSON ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
397 Students
👨‍🏫
13.3:1 Class Size
💰
$32,551 Per Student
A+ Excellent

LAKELAND-COPPER BEECH MIDDLE SCHOOL

📚 06 – 08 Middle
👥
1,194 Students
👨‍🏫
8.9:1 Class Size
💰
$32,551 Per Student
A+ Excellent

YORKTOWN HIGH SCHOOL

📚 09 – 12 High School
👥
1,061 Students
👨‍🏫
11.1:1 Class Size
💰
$31,853 Per Student
B Good

PUTNAM-WESTCHESTER BOCES

📚 K – 12 K-12
👥
317 Students
👨‍🏫
2.6:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 2,924 Off-Campus Students
B
Kehilath Yakov Rabbinical Seminary
206 students · 4.4 mi
B
Ohr Hameir Theological Seminary
94 students · 5.0 mi
C+
Empire Beauty School-Peekskill
42 students · 6.4 mi
A
United States Military Academy
4,508 students · 11.1 mi
C
New York Medical College
1,470 students · 13.7 mi
C
Rockland County BOCES-Practical Nursing Program
29 students · 14.7 mi
C
SUNY Westchester Community College
9,031 students · 14.8 mi

Investor Insight: With 2,924 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in Yorktown Heights, NY?

The median home value in Yorktown Heights, NY is roughly $742K. That puts it reasonable relative to the NY statewide average.

Does house hacking work in Yorktown Heights, NY?

The house hack math a challenging in Yorktown Heights, NY. Owner-occupant buyers benefit from the $5,000/mo rents and $742K home values.

Does Yorktown Heights, NY favor landlords or tenants?

NY law tenant-protective for landlords, and Yorktown Heights inherits those rules. Investors should still review local ordinances for rental licensing.

Is Yorktown Heights, NY a good market for buy-and-hold investors?

The 3.0/5 investability rating in Yorktown Heights, NY reflects its $742K prices and $5,000/mo rents. Investors generally consider it a solid option within NY.

What is the best play in Yorktown Heights, NY?

A careful cash-flow rentals with hands-on management strategy Yorktown Heights, NY best. The market produces even-keeled results for that approach at the $742K price point.

You know 10598 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 10598 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 10598 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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