Real Estate Investing in New York, New York (10314)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10314 (New York, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in New York, NY (10314)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10314 New York
The 10314 ZIP covers a section of New York that demands careful diligence. Prices near $716K look accessible, but the work to make a deal cash flow is real.
Rent of $2,678/mo on a $716K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 10314 sits below the stated 0.0% once reality is priced in.
In the broader NY picture, 10314 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 10314 ZIP's population of 93,539 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in New York:
Property Strategy for 10314
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $364,601 | $2,640 | 5.2% | +2.1% | $364,601 |
| 2BR | $507,065 | $2,890 | 4.1% | +4.3% | $253,533 |
| 3BR | $717,284 | $3,620 | 3.6% | +5.0% | $239,095 |
| 4BR | $866,988 | $3,930 | 3.3% | +4.9% | $216,747 |
| 5BR | $994,443 | — | — | +4.7% | $198,889 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10314 Compare?
| Metric | 10314 | New York | New York |
|---|---|---|---|
| Home Value | $716,231 | $572,493 | $505,608 |
| 5-Year CAGR | 4.3% | 1.2% | 6.6% |
| Avg Rent | $2,678 | $3,425 | - |
| Cap Rate | 2.9% | 3.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10314 (New York, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $716,231 |
| Monthly Rent | $2,678 |
| Price-to-Rent | 22.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 7.3% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | +14.7% ▲ |
| 3-Year CAGR | +8.6% ▲ |
| 5-Year CAGR | +8.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10314
Population: 93,539
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10314
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,281 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong is the working-renter base in New York, NY?
Working renters make up the core of the New York, NY tenant base. The pool is reasonable for investors targeting long-term holds.
Do landlords face vacancy issues in New York, NY?
New York, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
What is the typical home price in New York, NY?
New York, NY home values average about $716K. That price point suits investors targeting rentals with $2,678/mo in monthly income.
Is New York, NY suited for a house hack?
New York, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,678/mo rent level.
Is NY a landlord-friendly state?
New York, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
You know 10314 now. You don’t know where it ranks.
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How 10314 ranks in New York-Newark-Jersey City, NY-NJ-PA
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