Real Estate Investing in Vineland, New Jersey (08361)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cumberland County • Population: 18,375 • Data updated: September 2026

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Should you buy in 08361 (Vineland, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (83/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Vineland, NJ (08361)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $361,041
Avg Monthly Rent $2,695
1% Rule ✗ Does Not Meet
Median Income $90,815
% Renters 20.5%

Market Analysis: 08361 Vineland

The 08361 ZIP in Vineland, NJ is a local-operator market. Outside capital chasing a $361K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 08361 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader NJ picture, 08361 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 08361 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 08361 is an operator game, not a passive one. On the rental side, entry prices of $361K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Vineland:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,695/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Vineland-Bridgeton, NJ Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Vineland-Bridgeton, NJ metro data
🏠

Property Strategy for 08361

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
2BR
+11.4% 5yr CAGR
Best Overall Value
5BR
$95,533/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $236,378 $1,830 5.6% +11.4% $118,189
3BR $340,628 $2,520 5.3% +11.3% $113,543
4BR $431,400 $2,530 4.2% +11.2% $107,850
5BR $477,667 +10.4% $95,533

Market Trends

Home Value History (with trend line)

$376K$333K$291K$249K$207K$165KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 08361 Compare?

Metric 08361 Vineland Vineland-Bridgeton, NJ New Jersey
Home Value $361,041 $131,411 N/A $559,826
5-Year CAGR 7.2% 7.4% N/A 8.4%
Avg Rent $2,695 $2,313 N/A -
Cap Rate 5.8% 5.5% - -
💡 Why Invest in 08361? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08361 (Vineland, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.8%
Fair
5yr Growth
+7.2%
Strong

📊 Market Snapshot

Home Value $361,041
Monthly Rent $2,695
Price-to-Rent 11.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.0%
Cap Rate 5.8%
5-Year IRR 13.1%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.2%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08361

Population: 18,375

💰 Median Household Income
$90,815
This area
$90,815
State
$113,906
USA
$74,580
🏠 Renter Occupied
20.5%
This area
20.5%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-9.5%
USA
3.7%
🎓 College Educated
35.7%
This area
35.7%
State
25.9%
USA
33.7%
👤 Median Age
43.9 years
This area
43.9 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
5.5%
This area
5.5%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 70.1%
Other/Mixed 15.6%
Black/African American 11.6%
Hispanic/Latino 10.7%
Asian 2.8%
👶 Under 18
23.4%
This area
23.4%
USA
22.0%
👴 65 and Over
21.7%
This area
21.7%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08361

B+ Avg School Grade
5 Schools
13.0:1 Avg Class Size
$22,139 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Pauline J. Petway Elementary School

📚 K – 05 Elementary
👥
494 Students
👨‍🏫
12.4:1 Class Size
💰
$25,113 Per Student
A+ Excellent

Johnstone Elementary School

📚 06 – 08 Middle
👥
296 Students
👨‍🏫
13.5:1 Class Size
💰
$25,113 Per Student
B+ Above Average

Sgt. Dominick Pilla Middle School

📚 06 – 08 Middle
👥
665 Students
💰
$25,113 Per Student
B+ Above Average

Vineland Public Charter School

📚 Pre-K – 08 School Charter
👥
424 Students
👨‍🏫
13.3:1 Class Size
💰
$13,218 Per Student
C Below Average

Vineland Preparatory Academy

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,583 Off-Campus Students
C
Rowan College of South Jersey-Cumberland Campus
2,557 students · 5.3 mi
C
Atlantic Cape Community College
4,273 students · 14.9 mi

Investor Insight: With 1,583 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Vineland, NJ a good place for real estate investing?

Vineland, NJ registers an investability rating of 3.0/5, with median home values near $361K and average rents around $2,695/mo. That combination puts it in the notable tier for investor interest.

Can I house hack in Vineland, NJ?

Vineland, NJ offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,695/mo rent level.

How do experienced investors play Vineland, NJ?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Vineland, NJ. The numbers - $361K homes against $2,695/mo rents - support that play.

Is vacancy a concern in Vineland, NJ?

Rental vacancy in Vineland, NJ is elevated. Investors should budget normal turnover but not chronic empty units.

How expensive is real estate in Vineland, NJ?

The median home value in Vineland, NJ is roughly $361K. That puts it reasonable relative to the NJ statewide average.

You know 08361 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 08361 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 08361 ranks in Vineland-Bridgeton, NJ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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