Real Estate Investing in Galloway, New Jersey (08205)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Atlantic County • Population: 28,236 • Data updated: September 2026

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Should you buy in 08205 (Galloway, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (83/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Galloway, NJ (08205)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $341,472
Avg Monthly Rent $2,282
1% Rule ✗ Does Not Meet
Median Income $83,247
% Renters 20.4%

Market Analysis: 08205 Galloway

Not every below-median market is a bargain. Galloway's 08205 ZIP reflects signals that favor experienced operators who can absorb the risk $341K pricing implies.

The investment case in 08205 is substantial only for operators who understand what they are buying. A $341K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 08205 and stronger Galloway ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 08205 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 08205 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Galloway:

B+ Great
Buy Confidence Score: 78/100
Affordability
15/25
Appreciation
25/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Stable (+3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,282/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
Atlantic City-Hammonton, NJ Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Atlantic City-Hammonton, NJ metro data
🏠

Property Strategy for 08205

Which property type performs best in this market?

Best for Cash Flow
1BR
7.1% cap rate
Best for Appreciation
1BR
+16.9% 5yr CAGR
Best Overall Value
5BR
$109,639/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $178,701 $1,750 7.1% +16.9% $178,701
2BR $234,070 $2,120 6.5% +12.9% $117,035
3BR $374,155 $2,940 5.7% +11.7% $124,718
4BR $458,784 $3,240 5.1% +11.2% $114,696
5BR $548,195 +11.0% $109,639

Market Trends

Home Value History (with trend line)

$357K$313K$269K$225K$181K$138KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,326$2,198$2,070$1,942$1,814$1,687Dec 2023Apr 2025Jul 2026

📊 How Does 08205 Compare?

Metric 08205 Galloway Atlantic City-Hammonton, NJ New Jersey
Home Value $341,472 $341,472 N/A $559,826
5-Year CAGR 8.3% 8.3% N/A 8.4%
Avg Rent $2,282 $2,282 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 08205? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08205 (Galloway, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+8.3%
Strong

📊 Market Snapshot

Home Value $341,472
Monthly Rent $2,282
Price-to-Rent 12.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 13.5%

📈 Home Appreciation

1-Year +3.0% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +8.3% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year +15.8% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.3%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08205

Population: 28,236

💰 Median Household Income
$83,247
This area
$83,247
State
$113,906
USA
$74,580
🏠 Renter Occupied
20.4%
This area
20.4%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-9.5%
USA
3.7%
🎓 College Educated
33.8%
This area
33.8%
State
25.9%
USA
33.7%
👤 Median Age
43.2 years
This area
43.2 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.6%
This area
6.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 64.1%
Other/Mixed 19.0%
Hispanic/Latino 13.5%
Asian 9.1%
Black/African American 7.8%
👶 Under 18
18.9%
This area
18.9%
USA
22.0%
👴 65 and Over
20.8%
This area
20.8%
USA
17.3%
📊 Poverty Rate
3.2%
This area
3.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08205

A+ Avg School Grade
7 Schools
10.5:1 Avg Class Size
$28,070 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Arthur Rann Elementary School

📚 Pre-K – 06 School
👥
652 Students
👨‍🏫
10.6:1 Class Size
💰
$28,247 Per Student
A+ Excellent

Galloway Township Middle School

📚 07 – 08 Middle
👥
713 Students
👨‍🏫
11.0:1 Class Size
💰
$28,247 Per Student
A+ Excellent

Reeds Road Elementary School

📚 Pre-K – 06 School
👥
517 Students
👨‍🏫
9.4:1 Class Size
💰
$28,247 Per Student
A+ Excellent

Roland Rogers Elementary School

📚 Pre-K – 06 School
👥
523 Students
👨‍🏫
10.5:1 Class Size
💰
$28,247 Per Student
A+ Excellent

Smithville Elementary School

📚 Pre-K – 06 School
👥
581 Students
👨‍🏫
10.8:1 Class Size
💰
$28,247 Per Student
A+ Excellent

Atlantic Community Charter School

📚 K – 08 School Charter
👥
344 Students
👨‍🏫
10.4:1 Class Size
💰
$25,916 Per Student
A+ Excellent

Absegami High School

📚 09 – 12 High School
👥
1,131 Students
👨‍🏫
11.2:1 Class Size
💰
$29,336 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,515 Off-Campus Students
C+
Stockton University
8,788 students · 4.1 mi
D
Prism Career Institute-West Atlantic City
273 students · 7.0 mi
C
Shore Beauty School
174 students · 8.8 mi
C
Atlantic Cape Community College
4,273 students · 11.9 mi

Investor Insight: With 1,515 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Galloway, NJ a good investment right now?

Galloway, NJ scores 3.0/5 for investability. Home values sit at $341K and rents near $2,282/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What are rental rates like in Galloway, NJ?

Average rent in Galloway, NJ is approximately $2,282/mo per month. Against $341K home values that yields a reasonable rent-to-price ratio.

What is the typical vacancy rate in Galloway, NJ?

Occupancy in Galloway, NJ runs reliable with elevated vacancy. Well-priced units at $2,282/mo lease on reasonable timelines.

Is Galloway, NJ landlord-friendly?

NJ law tenant-protective for landlords, and Galloway inherits those rules. Investors should still review local ordinances for rental licensing.

Is housing expensive in Galloway, NJ?

Galloway, NJ median home values land near $341K. That is reasonable territory for investors looking at $2,282/mo-per-month rentals.

You know 08205 now. You don’t know where it ranks.

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How 08205 ranks in Atlantic City-Hammonton, NJ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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