Real Estate Investing in Ventnor City, New Jersey (08406)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Atlantic County • Population: 8,962 • Data updated: September 2026

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Should you buy in 08406 (Ventnor City, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 44.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Ventnor City, NJ (08406)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $650,198
Avg Monthly Rent $2,496
1% Rule ✗ Does Not Meet
Median Income $71,639
% Renters 36.4%

Market Analysis: 08406 Ventnor City

ZIP 08406 in Ventnor City, NJ carries a solid set of headwinds. Home values near $650K and rents of $2,496/mo sit inside a market where underwriting has to be tight.

The investment case in 08406 is robust only for operators who understand what they are buying. A $650K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 08406's metrics run below Atlantic County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 08406 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ventnor City:

C Below Average
Buy Confidence Score: 59/100
Affordability
0/25
Appreciation
25/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.1× the median income
Value Trend
Rising (+8.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,496/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Atlantic City-Hammonton, NJ Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Atlantic City-Hammonton, NJ metro data
🏠

Property Strategy for 08406

Which property type performs best in this market?

Best for Cash Flow
1BR
3.8% cap rate
Best for Appreciation
2BR
+15.3% 5yr CAGR
Best Overall Value
3BR
$207,183/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $326,109 $1,720 3.8% +10.4% $326,109
2BR $441,833 $2,090 3.4% +15.3% $220,916
3BR $621,548 $2,890 3.3% +14.9% $207,183
4BR $974,045 $3,190 2.4% +14.6% $243,511
5BR $1,616,940 +15.0% $323,388

Market Trends

Home Value History (with trend line)

$683K$587K$491K$394K$298K$201KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$8,389$6,860$5,331$3,802$2,273$744Jan 2023Oct 2024Jul 2026

📊 How Does 08406 Compare?

Metric 08406 Ventnor City Atlantic City-Hammonton, NJ New Jersey
Home Value $650,198 $650,198 N/A $559,826
5-Year CAGR 10.3% 10.3% N/A 8.4%
Avg Rent $2,496 $2,496 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 08406? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08406 (Ventnor City, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+10.3%
Strong

📊 Market Snapshot

Home Value $650,198
Monthly Rent $2,496
Price-to-Rent 21.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 13.3%

📈 Home Appreciation

1-Year +8.9% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +10.3% ▲
10-Year CAGR +10.4% ▲

🏠 Rent Trends

1-Year +28.3% ▲
3-Year CAGR +14.7% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
44.2%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+10.3%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08406

Population: 8,962

💰 Median Household Income
$71,639
This area
$71,639
State
$113,906
USA
$74,580
🏠 Renter Occupied
36.4%
This area
36.4%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-9.5%
USA
3.7%
🎓 College Educated
36.5%
This area
36.5%
State
25.9%
USA
33.7%
👤 Median Age
55.0 years
This area
55.0 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
44.2%
This area
44.2%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 76.7%
Other/Mixed 10.9%
Asian 9.3%
Hispanic/Latino 7.9%
Black/African American 3.2%
👶 Under 18
12.2%
This area
12.2%
USA
22.0%
👴 65 and Over
29.2%
This area
29.2%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08406

A+ Avg School Grade
2 Schools
6.7:1 Avg Class Size
$49,913 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Ventnor Elementary School

📚 Pre-K – 04 Elementary
👥
302 Students
👨‍🏫
8.0:1 Class Size
💰
$49,913 Per Student
A+ Excellent

Ventnor Middle School

📚 05 – 08 School
👥
177 Students
👨‍🏫
5.4:1 Class Size
💰
$49,913 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Dr Martin Luther King Jr School Complex

📚 Pre-K – 08 School
📍 1700 Marmora Avenue, Atlantic City
👥
538 Students
👨‍🏫
10.1:1 Class Size
💰
$33,086 Per Student
A+ Excellent

New York Avenue School

📚 Pre-K – 08 School
📍 411 N New York Avenue, Atlantic City
👥
562 Students
👨‍🏫
10.3:1 Class Size
💰
$33,086 Per Student
A+ Excellent

Pennsylvania Ave School

📚 Pre-K – 08 School
📍 201 N. Pennsylvania Avenue, Atlantic City
👥
541 Students
👨‍🏫
9.6:1 Class Size
💰
$33,086 Per Student
A+ Excellent

Richmond Avenue School

📚 Pre-K – 08 School
📍 4115 Ventnor Avenue, Atlantic City
👥
598 Students
👨‍🏫
9.8:1 Class Size
💰
$33,086 Per Student
A+ Excellent

Sovereign Avenue School

📚 Pre-K – 08 School
📍 111 N. Sovereign Avenue, Atlantic City
👥
718 Students
👨‍🏫
10.0:1 Class Size
💰
$33,086 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,515 Off-Campus Students
D
Prism Career Institute-West Atlantic City
273 students · 2.2 mi
C
Shore Beauty School
174 students · 9.1 mi
C+
Stockton University
8,788 students · 10.4 mi
C
Atlantic Cape Community College
4,273 students · 13.1 mi

Investor Insight: With 1,515 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average home sale price in Ventnor City, NJ?

Ventnor City, NJ home values average about $650K. That price point suits investors targeting rentals with $2,496/mo in monthly income.

What kind of tenants rent in Ventnor City, NJ?

The renter base in Ventnor City, NJ is reasonable for the $2,496/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

Does a duplex house hack pencil in Ventnor City, NJ?

House hacking works a challenging in Ventnor City, NJ. Rents of $2,496/mo against $650K acquisition make the strategy solid for owner-occupants.

What is the typical rental rate in Ventnor City, NJ?

Expect rents around $2,496/mo per month in Ventnor City, NJ. With home values at $650K, the yield math works out to reasonable levels for rental investors.

What are vacancy rates like in Ventnor City, NJ?

Vacancy risk in Ventnor City, NJ is elevated. That supports predictable cash flow for typical rental holds.

You know 08406 now. You don’t know where it ranks.

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How 08406 ranks in Atlantic City-Hammonton, NJ

Every ZIP in this metro, ranked. Free.

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