Real Estate Investing in Northfield, New Jersey (08225)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Atlantic County • Population: 8,427 • Data updated: September 2026

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Should you buy in 08225 (Northfield, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Northfield, NJ (08225)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $406,592
Avg Monthly Rent $1,899
1% Rule ✗ Does Not Meet
Median Income $103,977
% Renters 11.9%

Market Analysis: 08225 Northfield

The 08225 ZIP covers a section of Northfield that demands careful diligence. Prices near $407K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 08225 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 08225 and stronger Northfield ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A robust renter share of 12% in 08225 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 08225 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Northfield:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,899/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Atlantic City-Hammonton, NJ Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Atlantic City-Hammonton, NJ metro data
🏠

Property Strategy for 08225

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
2BR
+13.8% 5yr CAGR
Best Overall Value
4BR
$119,059/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $273,072 $2,110 5.6% +13.8% $136,536
3BR $384,402 $2,920 5.5% +12.3% $128,134
4BR $476,234 $3,220 4.9% +11.5% $119,059
5BR $604,649 +12.0% $120,930

Market Trends

Home Value History (with trend line)

$424K$373K$322K$271K$220K$170KJul 2006Jul 2016Jul 2026

📊 How Does 08225 Compare?

Metric 08225 Northfield Atlantic City-Hammonton, NJ New Jersey
Home Value $406,592 $406,592 N/A $559,826
5-Year CAGR 8.8% 8.8% N/A 8.4%
Avg Rent $1,899 $1,899 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 08225? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08225 (Northfield, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+8.8%
Strong

📊 Market Snapshot

Home Value $406,592
Monthly Rent $1,899
Price-to-Rent 17.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 12.4%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +8.8% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.8%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08225

Population: 8,427

💰 Median Household Income
$103,977
This area
$103,977
State
$113,906
USA
$74,580
🏠 Renter Occupied
11.9%
This area
11.9%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-9.5%
USA
3.7%
🎓 College Educated
44.4%
This area
44.4%
State
25.9%
USA
33.7%
👤 Median Age
44.2 years
This area
44.2 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
4.0%
This area
4.0%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 80.0%
Other/Mixed 8.7%
Asian 8.4%
Hispanic/Latino 6.8%
Black/African American 3.0%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
18.7%
This area
18.7%
USA
17.3%
📊 Poverty Rate
4.3%
This area
4.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08225

A+ Avg School Grade
2 Schools
9.5:1 Avg Class Size
$24,660 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Northfield Community Elementary School

📚 Pre-K – 04 Elementary
👥
451 Students
👨‍🏫
9.3:1 Class Size
💰
$24,660 Per Student
A+ Excellent

Northfield Community Middle School

📚 05 – 08 School
👥
394 Students
👨‍🏫
9.7:1 Class Size
💰
$24,660 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Belhaven Middle School

📚 05 – 08 School
📍 51 BELHAVEN AVENUE, LINWOOD
👥
356 Students
👨‍🏫
10.8:1 Class Size
💰
$23,327 Per Student
A+ Excellent

North Main Street Elementary School

📚 Pre-K – 05 Elementary
📍 215 NORTH MAIN STREET, PLEASANTVILLE
👥
375 Students
👨‍🏫
8.9:1 Class Size
💰
$30,106 Per Student
A+ Excellent

Pleasantville High School

📚 09 – 12 High School
📍 701 MILL ROAD, PLEASANTVILLE
👥
797 Students
👨‍🏫
11.4:1 Class Size
💰
$30,106 Per Student
A+ Excellent

Seaview Elementary School

📚 Pre-K – 04 Elementary
📍 2015 WABASH AVE, LINWOOD
👥
431 Students
👨‍🏫
11.3:1 Class Size
💰
$23,327 Per Student
A+ Excellent

South Main Street Elementary School

📚 Pre-K – 05 Elementary
📍 701 SOUTH MAIN STREET, PLEASANTVILLE
👥
490 Students
👨‍🏫
9.6:1 Class Size
💰
$30,106 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,515 Off-Campus Students
D
Prism Career Institute-West Atlantic City
273 students · 2.7 mi
C
Shore Beauty School
174 students · 6.3 mi
C+
Stockton University
8,788 students · 9.0 mi
C
Atlantic Cape Community College
4,273 students · 10.2 mi

Investor Insight: With 1,515 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Northfield, NJ a good investment right now?

With a 3.0/5 investability score, Northfield, NJ ranks as a solid market for rental property investors. Median prices of $407K and rents of $1,899/mo drive the underlying numbers.

How quickly do rentals get leased in Northfield, NJ?

Expect elevated vacancy in Northfield, NJ. Rents at $1,899/mo are absorbed by the tenant base without meaningful lag.

What are rental rates like in Northfield, NJ?

Investors in Northfield, NJ typically see rents near $1,899/mo per month against $407K home values - a solid setup for rental cash flow.

What real estate strategy is ideal for Northfield, NJ?

In Northfield, NJ the notable play is typically careful cash-flow rentals with hands-on management. The combination of $407K prices and $1,899/mo rents suits that approach.

What are home prices like in Northfield, NJ?

Northfield, NJ home values average about $407K. That price point suits investors targeting rentals with $1,899/mo in monthly income.

You know 08225 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 08225 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 08225 ranks in Atlantic City-Hammonton, NJ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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