Real Estate Investing in Mount Arlington, New Jersey (07856)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Morris County • Population: 4,280 • Data updated: September 2026

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Should you buy in 07856 (Mount Arlington, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 19.4% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Mount Arlington, NJ (07856)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $508,574
Avg Monthly Rent $2,671
1% Rule ✗ Does Not Meet
Median Income $95,398
% Renters 33.8%

Market Analysis: 07856 Mount Arlington

ZIP 07856 in Mount Arlington, NJ carries a impressive set of headwinds. Home values near $509K and rents of $2,671/mo sit inside a market where underwriting has to be tight.

The investment case in 07856 is robust only for operators who understand what they are buying. A $509K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader NJ picture, 07856 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

In practical terms, 4,280 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 07856 is an operator game, not a passive one. On balance, entry prices of $509K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Arlington:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,671/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07856

Which property type performs best in this market?

Best for Cash Flow
4BR
5.2% cap rate
Best for Appreciation
2BR
+9.7% 5yr CAGR
Best Overall Value
4BR
$158,828/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $449,225 $3,250 5.2% +9.7% $224,613
3BR $587,110 $4,070 5.0% +8.5% $195,703
4BR $635,312 $4,620 5.2% +8.7% $158,828

Market Trends

Home Value History (with trend line)

$535K$476K$417K$358K$299K$240KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,803$2,760$2,718$2,675$2,633$2,590Jan 2025Oct 2025Jul 2026

📊 How Does 07856 Compare?

Metric 07856 Mount Arlington New Jersey
Home Value $508,574 $508,574 $559,826
5-Year CAGR 6.9% 6.9% 8.4%
Avg Rent $2,671 $2,671 -
Cap Rate 4.1% 4.1% -
💡 Why Invest in 07856? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07856 (Mount Arlington, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Morris County

Manage rentals here? List your business →

Denali Property Management New Jersey specializes in condo management. summary from their website

HOA
Unclaimed — is this your business? Claim it free

PMI Prime Property Services offers residential, association, and commercial property management in Northern New Jersey, including marketing, tenant screening, and maintenance. summary from their website

Single-familySmall multifamilyHOACommercial
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Alliance Property Management LLC provides property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $508,574
Monthly Rent $2,671
Price-to-Rent 15.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +3.0% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year +0.2% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.4%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07856

Population: 4,280

💰 Median Household Income
$95,398
This area
$95,398
State
$113,906
USA
$74,580
🏠 Renter Occupied
33.8%
This area
33.8%
State
28.4%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-9.5%
USA
3.7%
🎓 College Educated
42.3%
This area
42.3%
State
25.9%
USA
33.7%
👤 Median Age
46.0 years
This area
46.0 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
19.4%
This area
19.4%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 80.3%
Other/Mixed 10.4%
Hispanic/Latino 7.7%
Black/African American 6.8%
Asian 2.4%
👶 Under 18
17.3%
This area
17.3%
USA
22.0%
👴 65 and Over
22.0%
This area
22.0%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07856

A+ Avg School Grade
2 Schools
9.0:1 Avg Class Size
$42,220 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Mount Arlington Public School

📚 03 – 08 School
👥
217 Students
👨‍🏫
7.2:1 Class Size
💰
$42,220 Per Student
A+ Excellent

Edith M. Decker Elementary School

📚 Pre-K – 02 Elementary
👥
133 Students
👨‍🏫
10.7:1 Class Size
💰
$42,220 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Hopatcong High School

📚 08 – 12 High School
📍 2A Windsor Ave, Hopatcong
👥
520 Students
👨‍🏫
11.7:1 Class Size
💰
$31,484 Per Student
A+ Excellent

Durban Avenue Elementary School

📚 Pre-K – 01 Elementary
📍 616 Durban Avenue, Hopatcong
👥
273 Students
👨‍🏫
11.9:1 Class Size
💰
$31,484 Per Student
A+ Excellent

Nixon Elementary School

📚 Pre-K – 04 Elementary
📍 275 MT ARLINGTON BOULEVARD, LANDING
👥
245 Students
👨‍🏫
9.3:1 Class Size
💰
$29,583 Per Student
A+ Excellent

Hopatcong Middle School

📚 04 – 07 School
📍 1 David Road, Hopatcong
👥
441 Students
👨‍🏫
12.9:1 Class Size
💰
$31,484 Per Student
A+ Excellent

Tulsa Trail Elementary School

📚 02 – 03 Elementary
📍 2 Tulsa Trail, Hopatcong
👥
221 Students
👨‍🏫
12.8:1 Class Size
💰
$31,484 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,705 Off-Campus Students
C+
Cutting Edge Academy
94 students · 3.5 mi
D
Joe Kubert School of Cartoon and Graphic Art
0 students · 4.8 mi
C
County College of Morris
6,069 students · 5.0 mi
B
Assumption College for Sisters
35 students · 7.5 mi
C+
Morris County Vocational School District
32 students · 8.6 mi
C
Artistic Academy of Hair Design
93 students · 8.8 mi
C
Rabbinical College of America
206 students · 10.5 mi
C
Centenary University
1,453 students · 11.6 mi

Investor Insight: With 1,705 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average monthly rent in Mount Arlington, NJ?

Rents in Mount Arlington, NJ run near $2,671/mo. Compared with median home prices of $509K that produces solid gross yields for typical rentals.

What are vacancy rates like in Mount Arlington, NJ?

Mount Arlington, NJ vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Should investors consider Mount Arlington, NJ?

Mount Arlington, NJ scores 3.0/5 for investability. Home values sit at $509K and rents near $2,671/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Does Mount Arlington, NJ favor landlords or tenants?

The landlord environment in Mount Arlington, NJ is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Is the tenant base reliable in Mount Arlington, NJ?

The tenant pool in Mount Arlington, NJ is solid, supported by local employment and population fundamentals. Rents of $2,671/mo are well-absorbed by the market.

You know 07856 now. You don’t know where it ranks.

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How 07856 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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