Real Estate Investing in Woodbridge, New Jersey (07095)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07095 (Woodbridge, NJ)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Woodbridge, NJ (07095)?
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Market Analysis: 07095 Woodbridge
This part of Middlesex County is not an easy win. The 07095 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 07095 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In the broader NJ picture, 07095 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 07095 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 07095 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Woodbridge:
Property Strategy for 07095
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $301,841 | $2,240 | 5.3% | +9.2% | $301,841 |
| 2BR | $391,910 | $2,810 | 5.2% | +8.1% | $195,955 |
| 3BR | $526,981 | $3,370 | 4.6% | +9.5% | $175,660 |
| 4BR | $592,257 | $3,730 | 4.5% | +8.9% | $148,064 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 07095 Compare?
| Metric | 07095 | Woodbridge | New Jersey |
|---|---|---|---|
| Home Value | $489,322 | $489,322 | $559,826 |
| 5-Year CAGR | 8.0% | 8.0% | 8.4% |
| Avg Rent | $2,565 | $2,565 | - |
| Cap Rate | 4.1% | 4.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07095 (Woodbridge, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $489,322 |
| Monthly Rent | $2,565 |
| Price-to-Rent | 15.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 12.1% |
📈 Home Appreciation
| 1-Year | +3.4% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | +8.0% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | +9.6% ▲ |
| 3-Year CAGR | +5.2% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07095
Population: 20,086
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07095
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Anthony V. Ceres Elementary School
Avenel Middle School
Edmund Hmieleski Early Childhood Center
Edward J. Patten Elementary School
Fords Middle School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,299 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the average home sale price in Woodbridge, NJ?
Woodbridge, NJ median home values land near $489K. That is reasonable territory for investors looking at $2,565/mo-per-month rentals.
What is the typical renter like in Woodbridge, NJ?
The renter base in Woodbridge, NJ is reasonable for the $2,565/mo price point. Screening well and pricing to market typically yields stable tenants.
What do rentals go for in Woodbridge, NJ?
Woodbridge, NJ rentals go for roughly $2,565/mo a month. That puts gross yield in solid territory relative to $489K acquisition costs.
Is rental property easy to operate in Woodbridge, NJ?
NJ ranks as a tenant-protective state for landlord-tenant law. Woodbridge generally follows the statewide framework, so landlords face reasonable operating rules.
Is Woodbridge, NJ suited for a house hack?
House hacking works a challenging in Woodbridge, NJ. Rents of $2,565/mo against $489K acquisition make the strategy solid for owner-occupants.
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