Real Estate Investing in Sewaren, New Jersey (07077)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Middlesex County • Population: 3,196 • Data updated: September 2026

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Should you buy in 07077 (Sewaren, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sewaren, NJ (07077)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $542,418
Avg Monthly Rent $1,773
1% Rule ✗ Does Not Meet
Median Income $107,887
% Renters 27.5%

Market Analysis: 07077 Sewaren

Investors eyeing 07077 need to respect the fundamentals at play. Home values of $542K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 07077 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

From a cash-flow lens, 07077 offers a low basis, the region around Sewaren has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A substantial renter share of 28% in 07077 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sewaren:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,773/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$577K$504K$431K$358K$285K$213KJul 2006Jul 2016Jul 2026

📊 How Does 07077 Compare?

Metric 07077 Sewaren New Jersey
Home Value $542,418 $542,418 $559,826
5-Year CAGR 7.5% 7.5% 8.4%
Avg Rent $1,773 $1,773 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 07077? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07077 (Sewaren, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+7.5%
Strong

📊 Market Snapshot

Home Value $542,418
Monthly Rent $1,773
Price-to-Rent 25.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07077

Population: 3,196

💰 Median Household Income
$107,887
This area
$107,887
State
$113,906
USA
$74,580
🏠 Renter Occupied
27.5%
This area
27.5%
State
28.4%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-9.5%
USA
3.7%
🎓 College Educated
26.4%
This area
26.4%
State
25.9%
USA
33.7%
👤 Median Age
48.1 years
This area
48.1 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
4.6%
This area
4.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 60.7%
Other/Mixed 21.4%
Hispanic/Latino 14.7%
Black/African American 10.1%
Asian 7.9%
👶 Under 18
19.1%
This area
19.1%
USA
22.0%
👴 65 and Over
21.7%
This area
21.7%
USA
17.3%
📊 Poverty Rate
1.3%
This area
1.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07077

A+ Avg School Grade
1 Schools
9.3:1 Avg Class Size
$26,600 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Matthew Jago Elementary School

📚 Pre-K – 05 Elementary
👥
411 Students
👨‍🏫
9.3:1 Class Size
💰
$26,600 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Anthony V. Ceres Elementary School

📚 K – 05 Elementary
📍 445 STATE STREET, PERTH AMBOY
👥
553 Students
👨‍🏫
11.6:1 Class Size
💰
$42,071 Per Student
A+ Excellent

Avenel Middle School

📚 06 – 08 Middle
📍 WOODBINE AVENUE, AVENEL
👥
559 Students
👨‍🏫
7.4:1 Class Size
💰
$26,600 Per Student
A+ Excellent

Columbus Elementary School

📚 Pre-K – 04 Elementary
📍 1 CARTERET AVENUE, CARTERET
👥
625 Students
👨‍🏫
11.4:1 Class Size
💰
$28,303 Per Student
A+ Excellent

Edmund Hmieleski Early Childhood Center

📚 Grade PK Elementary
📍 925 AMBOY AVENUE, PERTH AMBOY
👥
345 Students
👨‍🏫
10.8:1 Class Size
💰
$42,071 Per Student
A+ Excellent

Edward J. Patten Elementary School

📚 K – 05 Elementary
📍 500 CHARLES STREET, PERTH AMBOY
👥
642 Students
👨‍🏫
10.5:1 Class Size
💰
$42,071 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 279 Off-Campus Students
C
Lincoln Technical Institute-Iselin
586 students · 2.9 mi
D
DeVry University-New Jersey
74 students · 3.0 mi
D
Universal Training Institute
133 students · 3.1 mi
D
PC AGE-Metropark
56 students · 3.8 mi
C
Torah Temimah Talmudical Seminary
73 students · 4.5 mi
C
Pro Beauty Academy
100 students · 4.6 mi
D
St Paul's School of Nursing-Staten Island
661 students · 5.3 mi
B
College of Staten Island CUNY
10,736 students · 6.5 mi

Frequently Asked Questions

How should investors approach Sewaren, NJ?

Sewaren, NJ investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($542K prices, $1,773/mo rents) make it a reasonable choice.

What is the typical home price in Sewaren, NJ?

Typical homes in Sewaren, NJ go for around $542K. The 5-year CAGR of 0.0% reliable price movement.

What are rental rates like in Sewaren, NJ?

Investors in Sewaren, NJ typically see rents near $1,773/mo per month against $542K home values - a solid setup for rental cash flow.

How deep is the rental pool in Sewaren, NJ?

Tenant demand in Sewaren, NJ is solid. The local workforce $1,773/mo rents across most rental classes.

Is real estate in Sewaren, NJ a good investment right now?

With a 3.0/5 investability score, Sewaren, NJ ranks as a solid market for rental property investors. Median prices of $542K and rents of $1,773/mo drive the underlying numbers.

You know 07077 now. You don’t know where it ranks.

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How 07077 ranks in New York-Newark-Jersey City, NY-NJ-PA

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