Real Estate Investing in Livingston, New Jersey (07039)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Essex County • Population: 31,128 • Data updated: September 2026

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Should you buy in 07039 (Livingston, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Livingston, NJ (07039)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,113,222
Avg Monthly Rent $4,375
1% Rule ✗ Does Not Meet
Median Income $202,619
% Renters 12.9%

Market Analysis: 07039 Livingston

The 07039 ZIP in Livingston, NJ is a local-operator market. Outside capital chasing a $1.1M entry has to pair deep knowledge with the discount.

The investment case in 07039 is solid only for operators who understand what they are buying. A $1.1M median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 07039 sits on the difficult end of the NJ spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 07039 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 07039 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Livingston:

B Good
Buy Confidence Score: 71/100
Affordability
10/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Rising (+9.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,375/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07039

Which property type performs best in this market?

Best for Cash Flow
2BR
3.6% cap rate
Best for Appreciation
5BR
+10.2% 5yr CAGR
Best Overall Value
4BR
$281,452/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $664,804 $3,310 3.6% +6.7% $332,402
3BR $866,593 $4,140 3.4% +8.7% $288,864
4BR $1,125,809 $4,710 3.0% +9.6% $281,452
5BR $1,732,790 +10.2% $346,558

Market Trends

Home Value History (with trend line)

$1.2M$1.0M$896K$765K$634K$502KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,519$4,374$4,229$4,084$3,939$3,794Jan 2024May 2025Jul 2026

📊 How Does 07039 Compare?

Metric 07039 Livingston New Jersey
Home Value $1,113,222 $1,113,222 $559,826
5-Year CAGR 7.7% 7.7% 8.4%
Avg Rent $4,375 $4,375 -
Cap Rate 3.1% 3.1% -
💡 Why Invest in 07039? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07039 (Livingston, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Essex County

Manage rentals here? List your business →

Associa Community Management Corporation of New Jersey is an HOA property management company serving Northern and Central New Jersey. summary from their website

HOA
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+7.7%
Strong

📊 Market Snapshot

Home Value $1,113,222
Monthly Rent $4,375
Price-to-Rent 21.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +9.4% ▲
3-Year CAGR +9.3% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year +2.4% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.7%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07039

Population: 31,128

💰 Median Household Income
$202,619
This area
$202,619
State
$113,906
USA
$74,580
🏠 Renter Occupied
12.9%
This area
12.9%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-9.5%
USA
3.7%
🎓 College Educated
73.9%
This area
73.9%
State
25.9%
USA
33.7%
👤 Median Age
44.2 years
This area
44.2 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
2.6%
This area
2.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 60.2%
Asian 28.9%
Other/Mixed 6.9%
Hispanic/Latino 4.3%
Black/African American 4.1%
👶 Under 18
27.0%
This area
27.0%
USA
22.0%
👴 65 and Over
18.7%
This area
18.7%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07039

A+ Avg School Grade
9 Schools
12.4:1 Avg Class Size
$25,436 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Collins Elementary School

📚 K – 05 Elementary
👥
471 Students
👨‍🏫
11.8:1 Class Size
💰
$25,436 Per Student
A+ Excellent

Burnet Hill Elementary School

📚 Pre-K – 05 Elementary
👥
467 Students
👨‍🏫
12.4:1 Class Size
💰
$25,436 Per Student
A+ Excellent

Harrison Elementary School

📚 K – 05 Elementary
👥
514 Students
👨‍🏫
12.8:1 Class Size
💰
$25,436 Per Student
A+ Excellent

Hillside Elementary School

📚 K – 05 Elementary
👥
487 Students
👨‍🏫
12.5:1 Class Size
💰
$25,436 Per Student
A+ Excellent

Mount Pleasant Elementary School

📚 K – 05 Elementary
👥
435 Students
👨‍🏫
13.3:1 Class Size
💰
$25,436 Per Student
A+ Excellent

Mount Pleasant Middle School

📚 Grade 06 Middle
👥
487 Students
👨‍🏫
12.6:1 Class Size
💰
$25,436 Per Student
A+ Excellent

Riker Hill Elementary School

📚 K – 05 Elementary
👥
487 Students
👨‍🏫
13.5:1 Class Size
💰
$25,436 Per Student
A+ Excellent

Heritage Middle School

📚 07 – 08 Middle
👥
1,004 Students
👨‍🏫
11.9:1 Class Size
💰
$25,436 Per Student
A Very Good

Livingston High School

📚 09 – 12 High School
👥
2,081 Students
👨‍🏫
11.0:1 Class Size
💰
$25,436 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Central Elementary School

📚 03 – 05 Elementary
📍 400 RIDGEDALE AVENUE, EAST HANOVER
👥
347 Students
👨‍🏫
10.0:1 Class Size
💰
$30,222 Per Student
A+ Excellent

East Hanover Middle School

📚 06 – 08 Middle
📍 477 RIDGEDALE AVENUE, EAST HANOVER
👥
319 Students
👨‍🏫
7.9:1 Class Size
💰
$30,222 Per Student
A+ Excellent

Frank J Smith Elementary

📚 K – 02 Elementary
📍 27 GREEN DRIVE, EAST HANOVER
👥
328 Students
👨‍🏫
10.7:1 Class Size
💰
$30,222 Per Student
A+ Excellent

Hanover Park High School

📚 09 – 12 High School
📍 63 MT PLEASANT AVENUE, EAST HANOVER
👥
713 Students
👨‍🏫
9.9:1 Class Size
💰
$32,669 Per Student
A+ Excellent

Lester C Noecker

📚 Pre-K – 06 School
📍 100 PASSAIC AVE, ROSELAND
👥
441 Students
👨‍🏫
10.0:1 Class Size
💰
$25,116 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Caldwell University
1,864 students · 4.4 mi
C+
Drew University
2,226 students · 5.3 mi
C+
Seton Hall University
9,494 students · 5.3 mi
C+
Fairleigh Dickinson University-Florham Campus
2,778 students · 5.4 mi
C
Saint Elizabeth University
1,009 students · 5.7 mi
D
Best Care College
46 students · 5.8 mi
C
National Career Institute
148 students · 5.8 mi
C+
Christine Valmy International School of Esthetics & Cosmetology
247 students · 6.0 mi

Frequently Asked Questions

What is the average home sale price in Livingston, NJ?

Expect median prices around $1.1M in Livingston, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

What is the typical renter like in Livingston, NJ?

Livingston, NJ offers a even-keeled renter base at the $4,375/mo rent level. Tenant turnover is reasonable for well-managed properties.

What are rental rates like in Livingston, NJ?

Average rent in Livingston, NJ is approximately $4,375/mo per month. Against $1.1M home values that yields a reasonable rent-to-price ratio.

Is NJ a landlord-friendly state?

Landlord-friendliness in Livingston, NJ is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What kind of market is Livingston, NJ for investors?

Investors tracking Livingston, NJ will find a 3.0/5 rating supported by $1.1M median home values and $4,375/mo rents. That profile suits long-term holders targeting predictable returns.

You know 07039 now. You don’t know where it ranks.

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How 07039 ranks in New York-Newark-Jersey City, NY-NJ-PA

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