Real Estate Investing in Windsor, Connecticut (06095)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hartford County • Population: 29,367 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 06095 (Windsor, CT)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (85/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Windsor, CT (06095)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $377,910
Avg Monthly Rent $2,143
1% Rule ✗ Does Not Meet
Median Income $103,521
% Renters 18.4%

Market Analysis: 06095 Windsor

The 06095 ZIP in Windsor, CT is a local-operator market. Outside capital chasing a $378K entry has to pair deep knowledge with the discount.

For an experienced owner, 06095 can be a worth a close look for hunting ground — but the discount at $378K reflects genuine risk that outside investors often underestimate.

Within CT, ZIP 06095 trails on several market indicators that neighboring Hartford County submarkets outperform. The gap is real and solid enough to shape underwriting.

A significant renter share of 18% in 06095 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 06095 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Windsor:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+6.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,143/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Hartford-East Hartford-Middletown, CT Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
8.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Hartford-East Hartford-Middletown, CT metro data
🏠

Property Strategy for 06095

Which property type performs best in this market?

Best for Cash Flow
1BR
8.3% cap rate
Best for Appreciation
1BR
+16.7% 5yr CAGR
Best Overall Value
5BR
$94,346/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $150,532 $1,730 8.3% +16.7% $150,532
2BR $279,479 $2,180 5.6% +11.5% $139,739
3BR $356,884 $2,610 5.3% +10.0% $118,961
4BR $434,309 $2,970 4.9% +9.6% $108,577
5BR $471,730 +9.4% $94,346

Market Trends

Home Value History (with trend line)

$393K$348K$303K$258K$213K$168KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,159$2,139$2,120$2,101$2,082$2,062Jan 2026May 2026Jul 2026

📊 How Does 06095 Compare?

Metric 06095 Windsor Hartford-East Hartford-Middletown, CT Connecticut
Home Value $377,910 $377,910 N/A $425,784
5-Year CAGR 8.5% 8.5% N/A 9.3%
Avg Rent $2,143 $2,143 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 06095? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 06095 (Windsor, CT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 06095 (Windsor, CT)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Hartford County

Manage rentals here? List your business →

AMF Property Management Corporation provides property management services. summary from their website

Unclaimed — is this your business? Claim it free

Evolution Property Management is committed to client success. summary from their website

Unclaimed — is this your business? Claim it free
Metro Property Management Llc
East Glastonbury, CT

Metro Property Management LLC offers full-service property and facilities management for residential, commercial, and condo associations in Connecticut. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+8.5%
Strong

📊 Market Snapshot

Home Value $377,910
Monthly Rent $2,143
Price-to-Rent 14.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 12.9%

📈 Home Appreciation

1-Year +6.1% ▲
3-Year CAGR +8.4% ▲
5-Year CAGR +8.5% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 06095

Population: 29,367

💰 Median Household Income
$103,521
This area
$103,521
State
$105,835
USA
$74,580
🏠 Renter Occupied
18.4%
This area
18.4%
State
26.8%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-3.3%
USA
3.7%
🎓 College Educated
42.8%
This area
42.8%
State
27.6%
USA
33.7%
👤 Median Age
42.8 years
This area
42.8 years
State
29.1 years
USA
38.9 years
🏚️ Vacancy Rate
5.0%
This area
5.0%
State
10.3%
USA
10.5%
👥 Population by Ethnicity
White 47.0%
Black/African American 37.1%
Other/Mixed 12.5%
Hispanic/Latino 8.2%
Asian 3.3%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
18.0%
This area
18.0%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 06095

A+ Avg School Grade
7 Schools
10.8:1 Avg Class Size
$30,516 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

John F. Kennedy School

📚 03 – 05 Elementary
👥
388 Students
👨‍🏫
11.2:1 Class Size
💰
$30,516 Per Student
A+ Excellent

Oliver Ellsworth School

📚 Pre-K – 02 Elementary
👥
411 Students
👨‍🏫
10.8:1 Class Size
💰
$30,516 Per Student
A+ Excellent

Poquonock Elementary School

📚 Pre-K – 02 Elementary
👥
391 Students
👨‍🏫
11.9:1 Class Size
💰
$30,516 Per Student
A+ Excellent

Sage Park Middle School

📚 06 – 08 Middle
👥
695 Students
👨‍🏫
10.4:1 Class Size
💰
$30,516 Per Student
A+ Excellent

Clover Street School

📚 03 – 05 Elementary
👥
274 Students
👨‍🏫
9.0:1 Class Size
💰
$30,516 Per Student
A+ Excellent

Windsor High School

📚 09 – 12 High School
👥
1,119 Students
👨‍🏫
10.3:1 Class Size
💰
$30,516 Per Student
B+ Above Average

Academy of Aerospace and Engineering

📚 06 – 12 High School
👥
775 Students
👨‍🏫
11.7:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 9,597 Off-Campus Students
C
Lincoln Technical Institute-East Windsor
971 students · 5.3 mi
C+
University of Hartford
5,913 students · 5.5 mi
D
Rensselaer at Hartford
144 students · 6.8 mi
C+
University of Saint Joseph
1,939 students · 6.9 mi
C
Connecticut State Community College
34,991 students · 7.2 mi
C
Hartford International University for Religion and Peace
103 students · 7.3 mi
C+
University of Connecticut-Hartford Campus
1,494 students · 7.6 mi
B
Trinity College
2,276 students · 8.7 mi

Investor Insight: With 9,597 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What approach is best for Windsor, CT real estate?

The best-fit strategy in Windsor, CT is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How much does a house cost in Windsor, CT?

In Windsor, CT the median home value sits at $378K. Against the broader CT market, that reads as reasonable for most investors.

How tight is the rental market in Windsor, CT?

Windsor, CT carries elevated vacancy risk. Expect stable absorption at market rents of $2,143/mo.

Is the tenant base reliable in Windsor, CT?

The renter base in Windsor, CT is reasonable for the $2,143/mo price point. Screening well and pricing to market typically yields reliable tenants.

What do landlords charge for rent in Windsor, CT?

Expect rents around $2,143/mo per month in Windsor, CT. With home values at $378K, the yield math works out to reasonable levels for rental investors.

You know 06095 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 06095 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 06095 ranks in Hartford-East Hartford-Middletown, CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 06095 (Windsor)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 06095 (Windsor, CT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.