Real Estate Investing in Windsor, Connecticut (06095)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 06095 (Windsor, CT)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
No major risk flags on the data we track.
What’s happening in Windsor, CT (06095)?
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Market Analysis: 06095 Windsor
The 06095 ZIP in Windsor, CT is a local-operator market. Outside capital chasing a $378K entry has to pair deep knowledge with the discount.
For an experienced owner, 06095 can be a worth a close look for hunting ground — but the discount at $378K reflects genuine risk that outside investors often underestimate.
Within CT, ZIP 06095 trails on several market indicators that neighboring Hartford County submarkets outperform. The gap is real and solid enough to shape underwriting.
A significant renter share of 18% in 06095 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 06095 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Windsor:
Property Strategy for 06095
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $150,532 | $1,730 | 8.3% | +16.7% | $150,532 |
| 2BR | $279,479 | $2,180 | 5.6% | +11.5% | $139,739 |
| 3BR | $356,884 | $2,610 | 5.3% | +10.0% | $118,961 |
| 4BR | $434,309 | $2,970 | 4.9% | +9.6% | $108,577 |
| 5BR | $471,730 | — | — | +9.4% | $94,346 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 06095 Compare?
| Metric | 06095 | Windsor | Hartford-East Hartford-Middletown, CT | Connecticut |
|---|---|---|---|---|
| Home Value | $377,910 | $377,910 | N/A | $425,784 |
| 5-Year CAGR | 8.5% | 8.5% | N/A | 9.3% |
| Avg Rent | $2,143 | $2,143 | N/A | - |
| Cap Rate | 4.4% | 4.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 06095 (Windsor, CT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $377,910 |
| Monthly Rent | $2,143 |
| Price-to-Rent | 14.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.8% |
| Cap Rate | 4.4% |
| 5-Year IRR | 12.9% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +8.4% ▲ |
| 5-Year CAGR | +8.5% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 06095
Population: 29,367
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 06095
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 9,597 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What approach is best for Windsor, CT real estate?
The best-fit strategy in Windsor, CT is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How much does a house cost in Windsor, CT?
In Windsor, CT the median home value sits at $378K. Against the broader CT market, that reads as reasonable for most investors.
How tight is the rental market in Windsor, CT?
Windsor, CT carries elevated vacancy risk. Expect stable absorption at market rents of $2,143/mo.
Is the tenant base reliable in Windsor, CT?
The renter base in Windsor, CT is reasonable for the $2,143/mo price point. Screening well and pricing to market typically yields reliable tenants.
What do landlords charge for rent in Windsor, CT?
Expect rents around $2,143/mo per month in Windsor, CT. With home values at $378K, the yield math works out to reasonable levels for rental investors.
You know 06095 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 06095 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 06095 ranks in Hartford-East Hartford-Middletown, CT
Every ZIP in this metro, ranked. Free.
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