Real Estate Investing in Madison, Maine (04950)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04950 (Madison, ME)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- High vacancy: 24.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Madison, ME (04950)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 04950 Madison
Not every below-median market is a bargain. Madison's 04950 ZIP shows signals that favor experienced operators who can absorb the risk $223K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $223K asset, 04950 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 04950 and stronger Madison ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 04950 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 04950 is an operator game, not a passive one. From a cash-flow lens, entry prices of $223K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Madison:
Property Strategy for 04950
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $205,847 | $1,520 | 5.3% | +14.1% | $102,924 |
| 3BR | $231,846 | $2,030 | 6.3% | +12.3% | $77,282 |
| 4BR | $226,351 | $2,180 | 6.9% | +12.8% | $56,588 |
Market Trends
Home Value History (with trend line)
📊 How Does 04950 Compare?
| Metric | 04950 | Madison | Maine |
|---|---|---|---|
| Home Value | $222,740 | $222,740 | $401,109 |
| 5-Year CAGR | 9.9% | 9.9% | 8.6% |
| Avg Rent | $1,368 | $1,368 | - |
| Cap Rate | 4.8% | 4.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04950 (Madison, ME). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $222,740 |
| Monthly Rent | $1,368 |
| Price-to-Rent | 13.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.4% |
| Cap Rate | 4.8% |
| 5-Year IRR | 14.7% |
📈 Home Appreciation
| 1-Year | +10.6% ▲ |
| 3-Year CAGR | +8.1% ▲ |
| 5-Year CAGR | +9.9% ▲ |
| 10-Year CAGR | +10.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04950
Population: 4,761
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04950
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the average monthly rent in Madison, ME?
Rent in Madison, ME is around $1,368/mo. The resulting rent-to-value relationship with $223K pricing is reasonable for most investor models.
How strong is the working-renter base in Madison, ME?
The renter base in Madison, ME is reasonable for the $1,368/mo price point. Screening well and pricing to market typically yields reliable tenants.
How high is vacancy risk in Madison, ME?
Madison, ME carries elevated vacancy risk. Expect predictable absorption at market rents of $1,368/mo.
How do home values compare in Madison, ME?
In Madison, ME the median home value sits at $223K. Against the broader ME market, that reads as reasonable for most investors.
What investment strategy works best in Madison, ME?
In Madison, ME the notable play is typically careful cash-flow rentals with hands-on management. The combination of $223K prices and $1,368/mo rents suits that approach.
You know 04950 now. You don’t know where it ranks.
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