Real Estate Investing in No 14 Plantation, Maine (04657)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 313 • Data updated: September 2026

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Should you buy in 04657 (No 14 Plantation, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 64.9% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in No 14 Plantation, ME (04657)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $184,226
Avg Monthly Rent $1,386
1% Rule ✗ Does Not Meet
Median Income $52,500
% Renters 11.3%

Market Analysis: 04657 No 14 Plantation

Not every below-median market is a bargain. No 14 Plantation's 04657 ZIP posts signals that favor experienced operators who can absorb the risk $184K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $184K asset, 04657 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader ME picture, 04657 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 04657 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 04657 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in No 14 Plantation:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,386/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$199K$179K$159K$139K$119K$100KFeb 2019Nov 2022Jul 2026

📊 How Does 04657 Compare?

Metric 04657 No 14 Plantation Maine
Home Value $184,226 $184,226 $401,109
5-Year CAGR 3.9% 3.9% 8.6%
Avg Rent $1,386 $1,386 -
Cap Rate 5.9% 5.9% -
💡 Why Invest in 04657? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04657 (No 14 Plantation, ME). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.9%
Fair
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $184,226
Monthly Rent $1,386
Price-to-Rent 11.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.0%
Cap Rate 5.9%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +1.2% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
64.9%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Moderate

Demographics in 04657

Population: 313

💰 Median Household Income
$52,500
This area
$52,500
State
$66,371
USA
$74,580
🏠 Renter Occupied
11.3%
This area
11.3%
State
17.6%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-23.6%
USA
3.7%
🎓 College Educated
26.4%
This area
26.4%
State
3.6%
USA
33.7%
👤 Median Age
53.1 years
This area
53.1 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
64.9%
This area
64.9%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 96.6%
Other/Mixed 2.1%
Hispanic/Latino 1.2%
Asian 1.2%
👶 Under 18
14.6%
This area
14.6%
USA
22.0%
👴 65 and Over
31.1%
This area
31.1%
USA
17.3%
📊 Poverty Rate
6.8%
This area
6.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is No 14 Plantation in ME worth investing in?

Investors tracking No 14 Plantation, ME will find a 3.0/5 rating supported by $184K median home values and $1,386/mo rents. That profile suits long-term holders targeting predictable returns.

What do landlords charge for rent in No 14 Plantation, ME?

Rent in No 14 Plantation, ME is around $1,386/mo. The resulting rent-to-value relationship with $184K pricing is reasonable for most investor models.

What is the typical renter like in No 14 Plantation, ME?

Tenant quality in No 14 Plantation, ME ranks as solid. Landlords generally report stable occupancy at market rents of $1,386/mo.

What is the smart move for investors in No 14 Plantation, ME?

Most investors in No 14 Plantation, ME run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What kind of vacancy should I budget for in No 14 Plantation, ME?

No 14 Plantation, ME vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

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