Real Estate Investing in Rumford, Maine (04276)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04276 (Rumford, ME)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 29.8% of homes vacant — above national norms.
What’s happening in Rumford, ME (04276)?
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Market Analysis: 04276 Rumford
Turning to rents, ZIP 04276 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $180K median. It rewards specialists, not generalists.
For an experienced owner, 04276 can be a a viable market for hunting ground — but the discount at $180K reflects genuine risk that outside investors often underestimate.
Within ME, ZIP 04276 trails on several market indicators that neighboring Oxford County submarkets outperform. The gap is real and healthy enough to shape underwriting.
Who lives in 04276 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 04276 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Rumford:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 04276 Compare?
| Metric | 04276 | Rumford | Maine |
|---|---|---|---|
| Home Value | $180,455 | $180,455 | $401,109 |
| 5-Year CAGR | 5.9% | 5.9% | 8.6% |
| Avg Rent | $1,050 | $1,050 | - |
| Cap Rate | 4.5% | 4.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04276 (Rumford, ME). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $180,455 |
| Monthly Rent | $1,050 |
| Price-to-Rent | 14.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.0% |
| Cap Rate | 4.5% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +10.3% ▲ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +11.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04276
Population: 5,918
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04276
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How high is vacancy risk in Rumford, ME?
Rumford, ME carries elevated vacancy risk. Expect predictable absorption at market rents of $1,050/mo.
Is Rumford, ME better for rentals, flips, or BRRRR?
Rumford, ME investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($180K prices, $1,050/mo rents) make it a reasonable choice.
How strong is the working-renter base in Rumford, ME?
The renter base in Rumford, ME is reasonable for the $1,050/mo price point. Screening well and pricing to market typically yields predictable tenants.
Are homes affordable in Rumford, ME?
Rumford, ME home values average about $180K. That price point suits investors targeting rentals with $1,050/mo in monthly income.
How does Rumford, ME stack up for property investment?
Rumford, ME shows an investability rating of 3.0/5, with median home values near $180K and average rents around $1,050/mo. That combination puts it in the substantial tier for investor interest.
You know 04276 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 04276 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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