Real Estate Investing in Dixfield, Maine (04224)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Oxford County • Population: 3,077 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 04224 (Dixfield, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dixfield, ME (04224)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $191,908
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $58,954
% Renters 17.5%

Market Analysis: 04224 Dixfield

ZIP 04224 inside Oxford County looks affordable on the surface — median value of $192K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 04224 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 04224 among ME's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 04224 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 04224 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dixfield:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$206K$179K$151K$124K$97K$69KJul 2006Jul 2016Jul 2026

📊 How Does 04224 Compare?

Metric 04224 Dixfield Maine
Home Value $191,908 $191,908 $401,109
5-Year CAGR 7.2% 7.2% 8.6%
Avg Rent $927 $927 -
Cap Rate 3.8% 3.8% -
💡 Why Invest in 04224? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04224 (Dixfield, ME). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 04224 (Dixfield, ME)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+7.2%
Strong

📊 Market Snapshot

Home Value $191,908
Monthly Rent $927
Price-to-Rent 17.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +8.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.6%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Fast Rent control: Moderate

Demographics in 04224

Population: 3,077

💰 Median Household Income
$58,954
This area
$58,954
State
$66,371
USA
$74,580
🏠 Renter Occupied
17.5%
This area
17.5%
State
17.6%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-23.6%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
3.6%
USA
33.7%
👤 Median Age
45.8 years
This area
45.8 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
19.6%
This area
19.6%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 97.4%
Other/Mixed 2.3%
Hispanic/Latino 0.6%
Asian 0.3%
👶 Under 18
14.7%
This area
14.7%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
8.3%
This area
8.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 04224

A+ Avg School Grade
2 Schools
13.6:1 Avg Class Size
$21,311 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Dirigo High School

📚 09 – 12 High School
👥
233 Students
👨‍🏫
14.4:1 Class Size
💰
$21,311 Per Student
A Very Good

T W Kelly Dirigo Middle School

📚 06 – 08 Middle
👥
167 Students
👨‍🏫
12.9:1 Class Size
💰
$21,311 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 29 Off-Campus Students
C+
University of Maine at Farmington
1,950 students · 13.8 mi

Frequently Asked Questions

Is Dixfield, ME better for rentals, flips, or BRRRR?

Dixfield, ME investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($192K prices, $927/mo rents) make it a reasonable choice.

Are renters plentiful in Dixfield, ME?

Working renters make up the core of the Dixfield, ME tenant base. The pool is reasonable for investors targeting long-term holds.

How landlord-friendly is Dixfield, ME?

Landlord-friendliness in Dixfield, ME is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is Dixfield, ME good for house hacking?

House hacking in Dixfield, ME is a challenging. With home values around $192K and rents at $927/mo, owner-occupants can offset a meaningful share of PITI.

Is Dixfield, ME a smart market for rental property?

The 3.0/5 investability rating in Dixfield, ME reflects its $192K prices and $927/mo rents. Investors generally consider it a solid option within ME.

You know 04224 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 04224 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 04224 (Dixfield)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 04224 (Dixfield, ME).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.