Real Estate Investing in Wilton, Maine (04294)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04294 (Wilton, ME)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wilton, ME (04294)?
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Market Analysis: 04294 Wilton
ZIP 04294 in Wilton, ME carries a sturdy set of headwinds. Home values near $243K and rents of $1,233/mo sit inside a market where underwriting has to be tight.
On balance, the numbers look inviting — $243K purchase price, 0.0% nominal cap — the work to hit that pro forma in 04294 is substantial and deserves full respect.
The gap between 04294 and stronger Wilton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 04294 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Distressed ZIPs reward experience. notable returns are possible in 04294, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Wilton:
Property Strategy for 04294
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $208,169 | $1,370 | 4.7% | +9.8% | $104,085 |
| 3BR | $243,905 | $1,810 | 5.3% | +9.2% | $81,302 |
| 4BR | $266,950 | $1,820 | 4.9% | +9.5% | $66,737 |
Market Trends
Home Value History (with trend line)
📊 How Does 04294 Compare?
| Metric | 04294 | Wilton | Maine |
|---|---|---|---|
| Home Value | $242,984 | $242,984 | $401,109 |
| 5-Year CAGR | 5.8% | 5.8% | 8.6% |
| Avg Rent | $1,233 | $1,233 | - |
| Cap Rate | 4.0% | 4.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04294 (Wilton, ME). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $242,984 |
| Monthly Rent | $1,233 |
| Price-to-Rent | 16.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.1% |
| Cap Rate | 4.0% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +4.5% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04294
Population: 3,978
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04294
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do landlords charge for rent in Wilton, ME?
Rent in Wilton, ME is around $1,233/mo. The resulting rent-to-value relationship with $243K pricing is reasonable for most investor models.
What kind of vacancy should I budget for in Wilton, ME?
Occupancy in Wilton, ME runs even-keeled with elevated vacancy. Well-priced units at $1,233/mo lease on reasonable timelines.
What is the investability score for Wilton, ME?
Wilton, ME reports an investability rating of 3.0/5, with median home values near $243K and average rents around $1,233/mo. That combination puts it in the durable tier for investor interest.
What type of investing works in Wilton, ME?
A careful cash-flow rentals with hands-on management strategy Wilton, ME best. The market produces consistent results for that approach at the $243K price point.
How much should I expect to pay for a home in Wilton, ME?
Expect median prices around $243K in Wilton, ME. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
You know 04294 now. You don’t know where it ranks.
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