Real Estate Investing in Livermore, New Hampshire (03812)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03812 (Livermore, NH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 69.0% of homes vacant — above national norms.
- Lower household income: $39,241 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Livermore, NH (03812)?
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Market Analysis: 03812 Livermore
In practical terms, ZIP 03812 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $452K median. It rewards specialists, not generalists.
From a cash-flow lens, the numbers look inviting — $452K purchase price, 0.0% nominal cap — the work to hit that pro forma in 03812 is substantial and deserves full respect.
ZIP 03812's metrics run below Grafton County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
From an investor standpoint, 909 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 03812 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Livermore:
Property Strategy for 03812
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $252,438 | $1,320 | 3.8% | +13.0% | $252,438 |
| 2BR | $381,295 | $1,690 | 3.2% | +10.9% | $190,647 |
| 3BR | $517,432 | $2,300 | 3.2% | +10.5% | $172,477 |
| 4BR | $710,160 | $2,620 | 2.7% | +11.2% | $177,540 |
Market Trends
Home Value History (with trend line)
📊 How Does 03812 Compare?
| Metric | 03812 | Livermore | Lebanon, NH-VT | New Hampshire |
|---|---|---|---|---|
| Home Value | $451,781 | $451,781 | N/A | $496,656 |
| 5-Year CAGR | 6.0% | 6.0% | N/A | 9.6% |
| Avg Rent | $1,521 | $1,521 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03812 (Livermore, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $451,781 |
| Monthly Rent | $1,521 |
| Price-to-Rent | 24.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +8.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03812
Population: 909
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03812
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Does Livermore, NH make sense for an investment property?
Livermore, NH scores 3.0/5 for investability. Home values sit at $452K and rents near $1,521/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What kind of vacancy should I budget for in Livermore, NH?
Vacancy in Livermore, NH is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,521/mo.
Where do rents currently stand in Livermore, NH?
Rental rates in Livermore, NH average $1,521/mo. Tenant demand and $452K home values make the yield look reasonable by investor standards.
How strong is the working-renter base in Livermore, NH?
Expect a solid tenant pool in Livermore, NH. The rental market absorbs $1,521/mo rents without meaningful friction.
How do landlord-tenant laws work in Livermore, NH?
For rental operators, Livermore, NH rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
You know 03812 now. You don’t know where it ranks.
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How 03812 ranks in Lebanon, NH-VT
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