Real Estate Investing in Bartlett, New Hampshire (03845)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Carroll County • Population: 1,172 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 03845 (Bartlett, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 46.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bartlett, NH (03845)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $515,967
Avg Monthly Rent $1,908
1% Rule ✗ Does Not Meet
Median Income $57,554
% Renters 19.0%

Market Analysis: 03845 Bartlett

Put differently, ZIP 03845 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $516K median. It rewards specialists, not generalists.

The investment case in 03845 is impressive only for operators who understand what they are buying. A $516K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 03845 among NH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

From an investor standpoint, 1,172 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 03845 is an operator game, not a passive one. On balance, entry prices of $516K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bartlett:

C Below Average
Buy Confidence Score: 52/100
Affordability
0/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,908/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 03845

Which property type performs best in this market?

Best for Cash Flow
3BR
4.0% cap rate
Best for Appreciation
3BR
+11.7% 5yr CAGR
Best Overall Value
3BR
$176,706/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $415,376 $2,120 3.7% +11.7% $207,688
3BR $530,117 $2,920 4.0% +11.7% $176,706

Market Trends

Home Value History (with trend line)

$548K$465K$381K$298K$215K$131KJul 2006Jul 2016Jul 2026

📊 How Does 03845 Compare?

Metric 03845 Bartlett New Hampshire
Home Value $515,967 $494,743 $496,656
5-Year CAGR 6.9% 6.5% 9.6%
Avg Rent $1,908 $1,868 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 03845? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03845 (Bartlett, NH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 03845 (Bartlett, NH)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $515,967
Monthly Rent $1,908
Price-to-Rent 22.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +9.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
46.6%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03845

Population: 1,172

💰 Median Household Income
$57,554
This area
$57,554
State
$93,430
USA
$74,580
🏠 Renter Occupied
19.0%
This area
19.0%
State
18.9%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-6.0%
USA
3.7%
🎓 College Educated
40.6%
This area
40.6%
State
29.2%
USA
33.7%
👤 Median Age
61.5 years
This area
61.5 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
46.6%
This area
46.6%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
4.3%
This area
4.3%
USA
22.0%
👴 65 and Over
40.3%
This area
40.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical vacancy rate in Bartlett, NH?

Expect elevated vacancy in Bartlett, NH. Rents at $1,908/mo are absorbed by the tenant base without meaningful lag.

How do home values compare in Bartlett, NH?

The median home value in Bartlett, NH is roughly $516K. That puts it reasonable relative to the NH statewide average.

Does Bartlett, NH make sense for an investment property?

Yes - Bartlett, NH a 3.0/5 investability score. With $516K home prices against $1,908/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is Bartlett, NH good for landlords?

Bartlett, NH operates under NH law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.

Are rents high in Bartlett, NH?

Average rent in Bartlett, NH is approximately $1,908/mo per month. Against $516K home values that yields a reasonable rent-to-price ratio.

You know 03845 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03845 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 03845 (Bartlett)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 03845 (Bartlett, NH).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.