Real Estate Investing in Sutton, New Hampshire (03278)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03278 (Sutton, NH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 19.3% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Sutton, NH (03278)?
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Market Analysis: 03278 Sutton
Meanwhile, ZIP 03278 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $475K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $475K asset, 03278 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 03278 among NH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 03278 includes headwinds that any investor should price in. Income distribution skews lower than Sutton averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 03278 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Sutton:
Property Strategy for 03278
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $376,441 | $1,830 | 3.5% | +9.7% | $188,220 |
| 3BR | $472,579 | $2,410 | 3.7% | +9.3% | $157,526 |
| 4BR | $569,860 | $2,420 | 3.1% | +8.5% | $142,465 |
Market Trends
Home Value History (with trend line)
📊 How Does 03278 Compare?
| Metric | 03278 | Sutton | Concord, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $475,271 | $475,271 | N/A | $496,656 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 9.6% |
| Avg Rent | $1,647 | $1,647 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03278 (Sutton, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $475,271 |
| Monthly Rent | $1,647 |
| Price-to-Rent | 24.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 9.1% |
📈 Home Appreciation
| 1-Year | +7.2% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03278
Population: 3,024
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03278
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Sutton, NH stack up for property investment?
Yes - Sutton, NH a 3.0/5 investability score. With $475K home prices against $1,647/mo monthly rent, the market delivers a reasonable entry point for new investors.
How strong is tenant demand in Sutton, NH?
Sutton, NH draws a stable base of working renters. Demand at the $1,647/mo rent level is reasonable for standard single-family and small multi rentals.
What is the average monthly rent in Sutton, NH?
Rent in Sutton, NH is around $1,647/mo. The resulting rent-to-value relationship with $475K pricing is reasonable for most investor models.
What is the rental occupancy rate in Sutton, NH?
Sutton, NH vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What strategy should investors use in Sutton, NH?
A careful cash-flow rentals with hands-on management strategy Sutton, NH best. The market produces stable results for that approach at the $475K price point.
You know 03278 now. You don’t know where it ranks.
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How 03278 ranks in Concord, NH
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