Real Estate Investing in Wilmot, New Hampshire (03287)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03287 (Wilmot, NH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wilmot, NH (03287)?
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Market Analysis: 03287 Wilmot
ZIP 03287 in Wilmot, NH carries a impressive set of headwinds. Home values near $529K and rents of $1,701/mo sit inside a market where underwriting has to be tight.
The 03287 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Wilmot have seen price recovery that 03287 has not matched. Merrimack County data supports the view that the spread is structural rather than temporary.
Resident income in 03287 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. solid returns are possible in 03287, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Wilmot:
Property Strategy for 03287
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $394,230 | $1,890 | 3.5% | +9.5% | $197,115 |
| 3BR | $528,733 | $2,490 | 3.4% | +9.9% | $176,244 |
| 4BR | $647,059 | $2,500 | 2.8% | +10.2% | $161,765 |
Market Trends
Home Value History (with trend line)
📊 How Does 03287 Compare?
| Metric | 03287 | Wilmot | Concord, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $529,128 | $529,128 | N/A | $496,656 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 9.6% |
| Avg Rent | $1,701 | $1,701 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03287 (Wilmot, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $529,128 |
| Monthly Rent | $1,701 |
| Price-to-Rent | 25.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 8.0% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03287
Population: 1,424
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Wilmot, NH a good market for buy-and-hold investors?
Our data puts Wilmot, NH at 3.0/5 for investability. Home prices of $529K and rents around $1,701/mo create a solid backdrop for investor activity.
What real estate strategy is ideal for Wilmot, NH?
For Wilmot, NH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How strong are rents in Wilmot, NH?
The typical rental in Wilmot, NH commands about $1,701/mo monthly. That rent profile even-keeled cash flow against the $529K purchase basis.
What is the typical vacancy rate in Wilmot, NH?
Occupancy in Wilmot, NH runs stable with elevated vacancy. Well-priced units at $1,701/mo lease on reasonable timelines.
Are renters plentiful in Wilmot, NH?
Wilmot, NH draws a measured base of working renters. Demand at the $1,701/mo rent level is reasonable for standard single-family and small multi rentals.
You know 03287 now. You don’t know where it ranks.
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How 03287 ranks in Concord, NH
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