Real Estate Investing in Newton, Massachusetts (02465)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Middlesex County • Population: 11,297 • Data updated: September 2026

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Should you buy in 02465 (Newton, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 36.3 — hard to cash-flow at these prices.

What’s happening in Newton, MA (02465)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,422,400
Avg Monthly Rent $3,267
1% Rule ✗ Does Not Meet
Median Income $178,333
% Renters 30.8%

Market Analysis: 02465 Newton

Not every below-median market is a bargain. Newton's 02465 ZIP posts signals that favor experienced operators who can absorb the risk $1.4M pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.4M asset, 02465 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Newton have seen price recovery that 02465 has not matched. Middlesex County data supports the view that the spread is structural rather than temporary.

On the rental side, 11,297 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 02465 is an operator game, not a passive one. On balance, entry prices of $1.4M are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newton:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,267/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 02465

Which property type performs best in this market?

Best for Cash Flow
2BR
2.8% cap rate
Best for Appreciation
5BR
+7.0% 5yr CAGR
Best Overall Value
3BR
$376,946/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $828,362 $3,170 2.8% +6.9% $414,181
3BR $1,130,838 $3,800 2.4% +6.2% $376,946
4BR $1,535,219 $4,200 2.0% +6.3% $383,805
5BR $2,880,218 +7.0% $576,044

Market Trends

Home Value History (with trend line)

$1.5M$1.3M$1.1M$934K$737K$540KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,566$3,502$3,438$3,373$3,309$3,244Apr 2026Jun 2026Jul 2026

📊 How Does 02465 Compare?

Metric 02465 Newton Massachusetts
Home Value $1,422,400 $1,491,074 $645,115
5-Year CAGR 5.9% 5.8% 7.0%
Avg Rent $3,267 $3,765 -
Cap Rate 1.8% 2.0% -
💡 Why Invest in 02465? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 02465 (Newton, MA). Anonymous, moderated, never written by AI.

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Property managers serving Middlesex County

Manage rentals here? List your business →

Green Ocean Property Management offers investment property management and condo association management services in Boston and surrounding areas like Allston, Brighton, Cambridge, and Quincy. summary from their website

HOA
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McDonough Property Management offers full-service property management and HOA management in the Greater Boston Area, covering maintenance, inspections, legal compliance, and communication. summary from their website

HOA
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New England Property Management & Maintenance offers property management for multi/single-family homes, apartments, rental properties, and condo associations in Brookline, MA and Cambridge, MA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.8%
Low
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $1,422,400
Monthly Rent $3,267
Price-to-Rent 36.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.8%
Cap Rate 1.8%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 02465

Population: 11,297

💰 Median Household Income
$178,333
This area
$178,333
State
$107,356
USA
$74,580
🏠 Renter Occupied
30.8%
This area
30.8%
State
28.1%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-8.0%
USA
3.7%
🎓 College Educated
77.2%
This area
77.2%
State
32.1%
USA
33.7%
👤 Median Age
42.0 years
This area
42.0 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
1.5%
This area
1.5%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 72.9%
Asian 13.8%
Other/Mixed 11.1%
Hispanic/Latino 5.0%
Black/African American 2.2%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 02465

A+ Avg School Grade
2 Schools
10.7:1 Avg Class Size
$30,860 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Franklin

📚 K – 05 Elementary
👥
349 Students
👨‍🏫
11.1:1 Class Size
💰
$30,860 Per Student
A+ Excellent

Peirce

📚 K – 05 Elementary
👥
236 Students
👨‍🏫
10.3:1 Class Size
💰
$30,860 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

A E Angier

📚 K – 05 Elementary
📍 1697 Beacon Street, Waban
👥
384 Students
👨‍🏫
10.2:1 Class Size
💰
$30,860 Per Student
A+ Excellent

Bigelow Middle

📚 06 – 08 Middle
📍 42 Vernon St, Newton
👥
414 Students
👨‍🏫
10.1:1 Class Size
💰
$30,860 Per Student
A+ Excellent

Bowen

📚 K – 05 Elementary
📍 280 Cypress Street, Newton Centre
👥
355 Students
👨‍🏫
11.6:1 Class Size
💰
$30,860 Per Student
A+ Excellent

C C Burr

📚 K – 05 Elementary
📍 171 Pine Street, Auburndale
👥
355 Students
👨‍🏫
10.6:1 Class Size
💰
$30,860 Per Student
A+ Excellent

Charles E Brown Middle

📚 06 – 08 Middle
📍 125 Meadowbrook Rd, Newton Centre
👥
732 Students
👨‍🏫
11.1:1 Class Size
💰
$30,860 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,640 Off-Campus Students
C
Lasell University
1,527 students · 1.0 mi
D
Hebrew College
177 students · 1.2 mi
B
Brandeis University
5,302 students · 2.0 mi
B
Bentley University
5,264 students · 2.5 mi
B+
Boston College
15,280 students · 3.1 mi
C
Massachusetts Bay Community College
3,973 students · 3.2 mi
C+
Saint John's Seminary
120 students · 3.3 mi
C
William James College
951 students · 4.0 mi

Investor Insight: With 1,640 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are there empty rentals in Newton, MA?

Newton, MA sees elevated vacancy, which is reasonable relative to the broader MA rental market.

How do experienced investors play Newton, MA?

The best-fit strategy in Newton, MA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How strong is Newton, MA for real estate investors?

Newton, MA rates 3.0/5 for investability. With median values at $1.4M and rents near $3,267/mo, the market offers reasonable fundamentals for rental investors.

How strict are landlord regulations in Newton, MA?

Newton, MA operates under MA law, which is tenant-protective overall for landlords. Expect reliable treatment in typical lease and eviction cases.

What do landlords charge for rent in Newton, MA?

Rent in Newton, MA is around $3,267/mo. The resulting rent-to-value relationship with $1.4M pricing is reasonable for most investor models.

You know 02465 now. You don’t know where it ranks.

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How 02465 ranks in Boston-Cambridge-Newton, MA-NH

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Cash Flow → Appreciation → Affordable →
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