Real Estate Investing in Wilmington, Massachusetts (01887)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Middlesex County • Population: 23,195 • Data updated: September 2026

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Should you buy in 01887 (Wilmington, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Wilmington, MA (01887)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $794,245
Avg Monthly Rent $3,169
1% Rule ✗ Does Not Meet
Median Income $151,034
% Renters 14.2%

Market Analysis: 01887 Wilmington

ZIP 01887 inside Middlesex County looks affordable on the surface — median value of $794K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 01887 can be a a solid fit for hunting ground — but the discount at $794K reflects genuine risk that outside investors often underestimate.

Regionally, 01887 sits on the difficult end of the MA spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 01887 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wilmington:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,169/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 01887

Which property type performs best in this market?

Best for Cash Flow
2BR
4.2% cap rate
Best for Appreciation
4BR
+6.8% 5yr CAGR
Best Overall Value
5BR
$190,530/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $596,827 $3,480 4.2% +6.7% $298,414
3BR $726,709 $4,170 4.1% +6.5% $242,236
4BR $934,541 $4,610 3.6% +6.8% $233,635
5BR $952,650 +6.6% $190,530

Market Trends

Home Value History (with trend line)

$837K$732K$628K$523K$418K$314KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,220$3,174$3,128$3,082$3,036$2,990Oct 2025Mar 2026Jul 2026

📊 How Does 01887 Compare?

Metric 01887 Wilmington Massachusetts
Home Value $794,245 $794,245 $645,115
5-Year CAGR 4.7% 4.7% 7.0%
Avg Rent $3,169 $3,169 -
Cap Rate 3.1% 3.1% -
💡 Why Invest in 01887? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01887 (Wilmington, MA). Anonymous, moderated, never written by AI.

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Property managers serving Middlesex County

Manage rentals here? List your business →

Green Ocean Property Management offers investment property management and condo association management services in Boston and surrounding areas like Allston, Brighton, Cambridge, and Quincy. summary from their website

HOA
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McDonough Property Management offers full-service property management and HOA management in the Greater Boston Area, covering maintenance, inspections, legal compliance, and communication. summary from their website

HOA
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New England Property Management & Maintenance offers property management for multi/single-family homes, apartments, rental properties, and condo associations in Brookline, MA and Cambridge, MA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $794,245
Monthly Rent $3,169
Price-to-Rent 20.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.7%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01887

Population: 23,195

💰 Median Household Income
$151,034
This area
$151,034
State
$107,356
USA
$74,580
🏠 Renter Occupied
14.2%
This area
14.2%
State
28.1%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-8.0%
USA
3.7%
🎓 College Educated
48.0%
This area
48.0%
State
32.1%
USA
33.7%
👤 Median Age
42.1 years
This area
42.1 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
2.6%
This area
2.6%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 87.3%
Other/Mixed 5.8%
Asian 5.2%
Hispanic/Latino 1.9%
Black/African American 1.8%
👶 Under 18
22.0%
This area
22.0%
USA
22.0%
👴 65 and Over
15.2%
This area
15.2%
USA
17.3%
📊 Poverty Rate
1.3%
This area
1.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01887

A+ Avg School Grade
7 Schools
11.4:1 Avg Class Size
$26,979 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Shawsheen Elementary

📚 01 – 03 Elementary
👥
342 Students
👨‍🏫
11.4:1 Class Size
💰
$26,979 Per Student
A+ Excellent

Wilmington High

📚 09 – 12 High School
👥
613 Students
👨‍🏫
9.2:1 Class Size
💰
$26,979 Per Student
A+ Excellent

Wilmington Middle School

📚 06 – 08 Middle
👥
781 Students
👨‍🏫
10.0:1 Class Size
💰
$26,979 Per Student
A+ Excellent

Woburn Street

📚 01 – 03 Elementary
👥
358 Students
👨‍🏫
11.6:1 Class Size
💰
$26,979 Per Student
A+ Excellent

West Intermediate

📚 04 – 05 Elementary
👥
273 Students
👨‍🏫
10.3:1 Class Size
💰
$26,979 Per Student
A+ Excellent

North Intermediate

📚 04 – 05 Elementary
👥
249 Students
👨‍🏫
12.5:1 Class Size
💰
$26,979 Per Student
A Very Good

Boutwell

📚 Pre-K – K Elementary
👥
144 Students
👨‍🏫
14.5:1 Class Size
💰
$26,979 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,139 Off-Campus Students
C+
Shawsheen Valley School of Practical Nursing
35 students · 2.8 mi
C
EINE Inc
40 students · 3.8 mi
C+
Catherine Hinds Institute of Esthetics
163 students · 4.9 mi
C
Middlesex Community College
8,280 students · 6.1 mi
C+
Merrimack College
5,688 students · 7.7 mi
C
Massachusetts School of Law
284 students · 8.6 mi
C
Lowell Academy Hairstyling Institute
59 students · 9.2 mi
D
Lawrence Memorial Hospital School of Nursing
195 students · 9.7 mi

Investor Insight: With 1,139 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical rental rate in Wilmington, MA?

Wilmington, MA rentals go for roughly $3,169/mo a month. That puts gross yield in solid territory relative to $794K acquisition costs.

Where do home prices stand in Wilmington, MA?

In Wilmington, MA the median home value sits at $794K. Against the broader MA market, that reads as reasonable for most investors.

Is Wilmington, MA a good place for real estate investing?

Wilmington, MA scores 3.0/5 for investability. Home values sit at $794K and rents near $3,169/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What strategy should investors use in Wilmington, MA?

Wilmington, MA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($794K prices, $3,169/mo rents) make it a reasonable choice.

Is vacancy a concern in Wilmington, MA?

Wilmington, MA sees elevated vacancy, which is reasonable relative to the broader MA rental market.

You know 01887 now. You don’t know where it ranks.

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How 01887 ranks in Boston-Cambridge-Newton, MA-NH

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