Real Estate Investing in Clay, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 12,094 • Onondaga County

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Should you buy in Clay, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (100/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
GOOD
4.0 / 5 (71/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Clay, NY?

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4.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

9.3% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $324,676
Avg Monthly Rent $2,575
ZIP Codes 1

Investing in Clay Real Estate

Clay (New York) spans 1 ZIPs and roughly a sizable population. unambiguously the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

Investors considering Clay, NY should understand what the ★★★★☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

unambiguously Clay's sale market has not rewarded patience. a harder case for listings sit longer, price cuts are common, and rent growth has been flat to negative in multiple ZIPs.

Clay's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Syracuse, NY

Clay is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$324,676
Avg Monthly Rent
$2,575
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Syracuse, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
23 days

View all metro crash risk rankings →

⚖️ Balanced Market — Syracuse, NY metro
23
Days to pending
7.7%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Clay, NY

Screen every ZIP in Clay

Filter Clay’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Clay, NY

Does Clay, NY make sense for an investment property?

Our data puts Clay, NY at 4.0/5 for investability. Home prices of $325K and rents around $2,575/mo create a solid backdrop for investor activity.

What monthly rent should investors expect in Clay, NY?

Expect rents around $2,575/mo per month in Clay, NY. With home values at $325K, the yield math works out to reasonable levels for rental investors.

Which real estate strategy fits Clay, NY?

In Clay, NY the durable play is typically careful cash-flow rentals with hands-on management. The combination of $325K prices and $2,575/mo rents suits that approach.

What kind of tenants rent in Clay, NY?

Expect a solid tenant pool in Clay, NY. The rental market absorbs $2,575/mo rents without meaningful friction.

What kind of vacancy should I budget for in Clay, NY?

Vacancy risk in Clay, NY is elevated. That supports steady cash flow for typical rental holds.

Community Ratings

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