Malone, NY Metro Area - Investment Guide

Metro Area • 19 Cities • 19 ZIP Codes

Avg Home Value $203,496
Avg Monthly Rent $958
Avg Cap Rate 4.31%
Avg Investability 3.0 ★
Cities 19
ZIP Codes 19

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🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
☀️
WARM MARKET
Malone, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of August 29, 2026 — updated weekly

Best ZIP codes in Malone, NY

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Malone, NY

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
12930 Dickinson Center NY $114,103 $1,179 8.06% 4.0 ★
12926 Constable NY $153,714 $936 4.75% 3.0 ★
12957 Moira NY $117,941 $873 5.77% 3.0 ★
12914 Bombay NY $120,550 $873 5.65% 3.0 ★
12980 Saint Regis Falls NY $93,450 $873 7.29% 3.0 ★
12916 Brushton NY $125,652 $873 5.42% 3.0 ★
12983 Saranac Lake NY $331,112 $963 2.27% 3.0 ★
12930 Dickinson Center NY $130,351 $1,179 7.05% 3.0 ★
12966 North Bangor NY $137,269 $882 5.01% 3.0 ★
12969 Owls Head NY $157,925 $999 4.93% 3.0 ★
12917 Burke NY $153,885 $972 4.93% 3.0 ★
12986 Tupper Lake NY $205,458 $909 3.45% 3.0 ★
12937 Fort Covington NY $121,856 $936 5.99% 3.0 ★
12970 Paul Smiths NY $310,073 $918 2.31% 3.0 ★
12920 Chateaugay NY $153,744 $1,089 5.52% 3.0 ★
12989 Vermontville NY $242,480 $1,026 3.30% 3.0 ★
12945 Lake Clear NY $312,542 $954 2.38% 3.0 ★
12953 Malone NY $149,451 $963 5.03% 3.0 ★
12913 Bloomingdale NY $263,056 $1,044 3.10% 3.0 ★
12976 Rainbow Lake NY $406,552 $936 1.80% 3.0 ★
12926 Constable NY $137,301 $936 5.32% 3.0 ★
12957 Moira NY $124,014 $873 5.49% 3.0 ★
12914 Bombay NY $131,496 $873 5.18% 3.0 ★
12980 Saint Regis Falls NY $94,513 $873 7.20% 3.0 ★
12916 Brushton NY $142,037 $873 4.79% 3.0 ★
12983 Saranac Lake NY $336,962 $963 2.23% 3.0 ★
12937 Fort Covington NY $108,149 $936 6.75% 3.0 ★
12966 North Bangor NY $147,034 $882 4.68% 3.0 ★
12969 Owls Head NY $167,046 $999 4.66% 3.0 ★
12917 Burke NY $170,027 $972 4.46% 3.0 ★
12986 Tupper Lake NY $207,682 $909 3.41% 3.0 ★
12945 Lake Clear NY $290,224 $954 2.56% 3.0 ★
12953 Malone NY $138,116 $963 5.44% 3.0 ★
12913 Bloomingdale NY $245,031 $1,044 3.32% 3.0 ★
12970 Paul Smiths NY $331,946 $918 2.16% 3.0 ★
12920 Chateaugay NY $171,986 $1,089 4.94% 3.0 ★
12989 Vermontville NY $245,668 $1,026 3.26% 3.0 ★
12926 Constable NY $153,792 $936 4.75% 3.0 ★
12957 Moira NY $111,717 $873 6.10% 3.0 ★
12914 Bombay NY $116,988 $873 5.82% 3.0 ★
12976 Rainbow Lake NY $427,686 $936 1.71% 3.0 ★
12916 Brushton NY $126,721 $873 5.37% 3.0 ★
12980 Saint Regis Falls NY $99,826 $873 6.82% 3.0 ★
12930 Dickinson Center NY $132,540 $1,179 6.94% 3.0 ★
12966 North Bangor NY $130,130 $882 5.29% 3.0 ★
12917 Burke NY $155,529 $972 4.87% 3.0 ★
12983 Saranac Lake NY $353,836 $963 2.12% 3.0 ★
12937 Fort Covington NY $123,246 $936 5.92% 3.0 ★
12969 Owls Head NY $149,967 $999 5.20% 3.0 ★
12970 Paul Smiths NY $303,038 $918 2.36% 3.0 ★
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About Malone, NY Real Estate Market

The Malone, NY metropolitan statistical area (MSA) encompasses 19 cities and 19 ZIP codes. The average home value across the metro is $203,496, with an average monthly rent of $958. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.