Real Estate Investing in Bloomingdale, New York (12913)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12913 (Bloomingdale, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 25.7% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bloomingdale, NY (12913)?
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Market Analysis: 12913 Bloomingdale
Not every below-median market is a bargain. Bloomingdale's 12913 ZIP reflects signals that favor experienced operators who can absorb the risk $260K pricing implies.
The 12913 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 12913 sits on the difficult end of the NY spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
Resident income in 12913 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Bloomingdale:
Property Strategy for 12913
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $208,751 | $1,160 | 4.0% | +5.2% | $104,376 |
| 3BR | $274,056 | $1,430 | 3.8% | +6.2% | $91,352 |
Market Trends
Home Value History (with trend line)
📊 How Does 12913 Compare?
| Metric | 12913 | Bloomingdale | Malone, NY | New York |
|---|---|---|---|---|
| Home Value | $259,950 | $259,950 | N/A | $505,608 |
| 5-Year CAGR | 4.5% | 4.5% | N/A | 6.6% |
| Avg Rent | $1,044 | $1,044 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12913 (Bloomingdale, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $259,950 |
| Monthly Rent | $1,044 |
| Price-to-Rent | 20.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12913
Population: 1,128
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 736 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Bloomingdale, NY better for rentals, flips, or BRRRR?
The best-fit strategy in Bloomingdale, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How landlord-friendly is Bloomingdale, NY?
NY law tenant-protective for landlords, and Bloomingdale inherits those rules. Investors should still review local ordinances for rental licensing.
Do landlords face vacancy issues in Bloomingdale, NY?
Occupancy in Bloomingdale, NY runs stable with elevated vacancy. Well-priced units at $1,044/mo lease on reasonable timelines.
What is the renter demographic in Bloomingdale, NY?
Tenant demand in Bloomingdale, NY is solid. The local workforce $1,044/mo rents across most rental classes.
What kind of market is Bloomingdale, NY for investors?
Bloomingdale, NY rates 3.0/5 for investability. With median values at $260K and rents near $1,044/mo, the market offers reasonable fundamentals for rental investors.
You know 12913 now. You don’t know where it ranks.
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How 12913 ranks in Malone, NY
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