Gainesville, FL Metro Area - Investment Guide

Metro Area • 15 Cities • 25 ZIP Codes

Avg Home Value $308,445
Avg Monthly Rent $1,452
Avg Cap Rate 3.77%
Avg Investability 3.0 ★
Cities 15
ZIP Codes 25

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🏦 30-yr Fixed Rate: 7.28% as of Oct 1 Source: Freddie Mac PMMS
❄️
COOL MARKET
Gainesville, FL Metro Area
More inventory, negotiating room for buyers
74 days
Average time to sell
Slow
8.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of September 19, 2026 — updated weekly

Best ZIP codes in Gainesville, FL

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Gainesville, FL

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
32621 Bronson FL $249,247 $873 2.73% 3.0 ★
32603 Gainesville FL $421,362 $2,106 3.90% 3.0 ★
32653 Gainesville FL $329,302 $1,927 4.56% 3.0 ★
32609 Gainesville FL $220,164 $1,404 4.98% 3.0 ★
32694 Waldo FL $204,375 $1,287 4.91% 3.0 ★
32625 Cedar Key FL $320,287 $972 2.37% 3.0 ★
32605 Gainesville FL $307,611 $1,852 4.70% 3.0 ★
32667 Micanopy FL $360,740 $1,287 2.78% 3.0 ★
32615 Alachua FL $324,918 $1,287 3.09% 3.0 ★
32696 Williston FL $289,944 $1,287 3.46% 3.0 ★
32618 Archer FL $320,362 $1,287 3.13% 3.0 ★
34449 Inglis FL $250,356 $972 3.03% 3.0 ★
32008 Branford FL $265,283 $1,287 3.78% 3.0 ★
32631 Earleton FL $371,216 $1,296 2.72% 3.0 ★
32606 Gainesville FL $345,438 $1,727 3.90% 3.0 ★
32668 Morriston FL $459,335 $1,080 1.83% 3.0 ★
32607 Gainesville FL $290,760 $1,537 4.12% 3.0 ★
32669 Newberry FL $350,264 $2,169 4.83% 3.0 ★
32619 Bell FL $285,369 $1,287 3.52% 3.0 ★
34498 Yankeetown FL $280,233 $1,089 3.03% 3.0 ★
32601 Gainesville FL $251,096 $1,694 5.26% 3.0 ★
32641 Gainesville FL $179,076 $1,481 6.45% 3.0 ★
32603 Gainesville FL $395,516 $2,800 5.52% 3.0 ★
32643 High Springs FL $332,136 $1,404 3.30% 3.0 ★
32608 Gainesville FL $337,637 $1,637 3.78% 3.0 ★
32693 Bell FL $285,608 $1,287 3.51% 3.0 ★
32621 Bronson FL $242,501 $873 2.81% 3.0 ★
32625 Cedar Key FL $306,703 $972 2.47% 3.0 ★
32605 Gainesville FL $300,979 $1,841 4.77% 3.0 ★
32653 Gainesville FL $327,272 $1,856 4.42% 3.0 ★
32609 Gainesville FL $225,343 $1,503 5.20% 3.0 ★
32694 Waldo FL $232,580 $1,287 4.32% 3.0 ★
32615 Alachua FL $332,962 $2,213 5.18% 3.0 ★
32696 Williston FL $289,535 $1,287 3.47% 3.0 ★
32631 Earleton FL $366,813 $1,296 2.76% 3.0 ★
32606 Gainesville FL $342,105 $1,654 3.77% 3.0 ★
32667 Micanopy FL $354,581 $1,287 2.83% 3.0 ★
32607 Gainesville FL $283,709 $1,579 4.34% 3.0 ★
32668 Morriston FL $468,849 $1,080 1.80% 3.0 ★
32618 Archer FL $326,171 $1,287 3.08% 3.0 ★
34449 Inglis FL $251,121 $972 3.02% 3.0 ★
32008 Branford FL $276,066 $1,287 3.64% 3.0 ★
32641 Gainesville FL $174,530 $1,548 6.92% 3.0 ★
32601 Gainesville FL $263,381 $1,505 4.46% 3.0 ★
32643 High Springs FL $329,468 $1,404 3.32% 3.0 ★
32608 Gainesville FL $329,117 $1,549 3.67% 3.0 ★
32669 Newberry FL $353,875 $2,225 4.90% 3.0 ★
32619 Bell FL $299,617 $1,287 3.35% 3.0 ★
34498 Yankeetown FL $278,244 $1,089 3.05% 3.0 ★
32603 Gainesville FL $418,069 $2,106 3.93% 3.0 ★
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About Gainesville, FL Real Estate Market

The Gainesville, FL metropolitan statistical area (MSA) encompasses 15 cities and 25 ZIP codes. The average home value across the metro is $308,445, with an average monthly rent of $1,452. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.