Gainesville, FL Metro Area - Investment Guide

Metro Area • 15 Cities • 25 ZIP Codes

Avg Home Value $308,445
Avg Monthly Rent $1,452
Avg Cap Rate 3.77%
Avg Investability 3.0 ★
Cities 15
ZIP Codes 25

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🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
❄️
COOL MARKET
Gainesville, FL Metro Area
More inventory, negotiating room for buyers
75 days
Average time to sell
Slow
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of August 29, 2026 — updated weekly

Best ZIP codes in Gainesville, FL

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Gainesville, FL

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
32631 Earleton FL $372,304 $1,296 2.72% 3.0 ★
32606 Gainesville FL $347,369 $1,709 3.84% 3.0 ★
32668 Morriston FL $454,167 $1,080 1.85% 3.0 ★
32618 Archer FL $314,370 $1,287 3.19% 3.0 ★
32696 Williston FL $292,690 $1,287 3.43% 3.0 ★
32619 Bell FL $287,011 $1,287 3.50% 3.0 ★
34449 Inglis FL $255,397 $972 2.97% 3.0 ★
32008 Branford FL $274,622 $1,287 3.66% 3.0 ★
32641 Gainesville FL $182,890 $1,608 6.86% 3.0 ★
32607 Gainesville FL $289,857 $1,573 4.23% 3.0 ★
32669 Newberry FL $345,494 $2,164 4.89% 3.0 ★
32608 Gainesville FL $336,839 $1,609 3.73% 3.0 ★
32693 Bell FL $278,666 $1,287 3.60% 3.0 ★
32621 Bronson FL $246,154 $873 2.77% 3.0 ★
34498 Yankeetown FL $277,482 $1,089 3.06% 3.0 ★
32601 Gainesville FL $262,505 $1,508 4.48% 3.0 ★
32643 High Springs FL $336,496 $1,404 3.25% 3.0 ★
32603 Gainesville FL $422,276 $2,106 3.89% 3.0 ★
32653 Gainesville FL $330,236 $1,873 4.42% 3.0 ★
32609 Gainesville FL $223,315 $1,463 5.11% 3.0 ★
32694 Waldo FL $204,375 $1,287 4.91% 3.0 ★
32625 Cedar Key FL $320,865 $972 2.36% 3.0 ★
32631 Earleton FL $364,680 $1,296 2.77% 3.0 ★
32605 Gainesville FL $306,220 $1,855 4.72% 3.0 ★
32667 Micanopy FL $362,467 $1,287 2.77% 3.0 ★
32615 Alachua FL $333,280 $2,181 5.10% 3.0 ★
32696 Williston FL $289,944 $1,287 3.46% 3.0 ★
34449 Inglis FL $250,356 $972 3.03% 3.0 ★
32008 Branford FL $262,744 $1,287 3.82% 3.0 ★
32641 Gainesville FL $171,910 $1,287 5.84% 3.0 ★
32606 Gainesville FL $343,889 $1,739 3.95% 3.0 ★
32668 Morriston FL $468,001 $1,080 1.80% 3.0 ★
32618 Archer FL $326,459 $1,287 3.07% 3.0 ★
32619 Bell FL $296,371 $1,287 3.39% 3.0 ★
34498 Yankeetown FL $280,233 $1,089 3.03% 3.0 ★
32601 Gainesville FL $254,820 $1,456 4.46% 3.0 ★
32643 High Springs FL $323,481 $1,404 3.39% 3.0 ★
32607 Gainesville FL $290,077 $1,508 4.05% 3.0 ★
32669 Newberry FL $350,091 $2,227 4.96% 3.0 ★
32608 Gainesville FL $337,123 $1,617 3.74% 3.0 ★
32693 Bell FL $286,925 $1,287 3.50% 3.0 ★
32621 Bronson FL $246,631 $873 2.76% 3.0 ★
32603 Gainesville FL $400,050 $2,313 4.51% 3.0 ★
32653 Gainesville FL $323,932 $1,615 3.89% 3.0 ★
32605 Gainesville FL $298,939 $1,869 4.88% 3.0 ★
32667 Micanopy FL $347,270 $1,287 2.89% 3.0 ★
32609 Gainesville FL $223,778 $1,488 5.19% 3.0 ★
32694 Waldo FL $234,385 $1,287 4.28% 3.0 ★
32625 Cedar Key FL $314,383 $972 2.41% 3.0 ★
32631 Earleton FL $374,195 $1,296 2.70% 3.0 ★
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About Gainesville, FL Real Estate Market

The Gainesville, FL metropolitan statistical area (MSA) encompasses 15 cities and 25 ZIP codes. The average home value across the metro is $308,445, with an average monthly rent of $1,452. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.