Real Estate Investing in Archer, Florida (32618)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Alachua County • Population: 7,340 • Data updated: September 2026

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Should you buy in 32618 (Archer, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Archer, FL (32618)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $319,075
Avg Monthly Rent $1,287
1% Rule ✗ Does Not Meet
Median Income $57,674
% Renters 17.7%

Market Analysis: 32618 Archer

ZIP 32618 inside Alachua County looks affordable on the surface — median value of $319K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 32618 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 32618 sits on the difficult end of the FL spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

A sturdy renter share of 18% in 32618 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 32618 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Archer:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,287/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Gainesville, FL Metro Area
More inventory, negotiating room for buyers
75 days
Average time to sell
Slow
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gainesville, FL metro data
🏠

Property Strategy for 32618

Which property type performs best in this market?

Best for Cash Flow
2BR
5.7% cap rate
Best for Appreciation
4BR
+8.9% 5yr CAGR
Best Overall Value
2BR
$89,716/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $179,433 $1,430 5.7% +7.4% $89,716
3BR $313,156 $1,820 4.2% +8.8% $104,385
4BR $482,820 $1,890 2.8% +8.9% $120,705

Market Trends

Home Value History (with trend line)

$345K$297K$249K$201K$153K$105KJul 2006Jul 2016Jul 2026

📊 How Does 32618 Compare?

Metric 32618 Archer Gainesville, FL Florida
Home Value $319,075 $319,075 N/A $374,697
5-Year CAGR 5.4% 5.4% N/A 7.4%
Avg Rent $1,287 $1,287 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 32618? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32618 (Archer, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+5.4%
Moderate

📉 Market Crash Risk Index

Based on Gainesville, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
73%
Days Pending
2/2
75 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $319,075
Monthly Rent $1,287
Price-to-Rent 20.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.2%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32618

Population: 7,340

💰 Median Household Income
$57,674
This area
$57,674
State
$70,737
USA
$74,580
🏠 Renter Occupied
17.7%
This area
17.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
5.6%
This area
5.6%
State
-18.0%
USA
3.7%
🎓 College Educated
23.6%
This area
23.6%
State
4.7%
USA
33.7%
👤 Median Age
44.2 years
This area
44.2 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
7.0%
This area
7.0%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 69.0%
Black/African American 19.3%
Other/Mixed 10.9%
Hispanic/Latino 5.0%
Asian 0.8%
👶 Under 18
18.6%
This area
18.6%
USA
22.0%
👴 65 and Over
19.9%
This area
19.9%
USA
17.3%
📊 Poverty Rate
11.3%
This area
11.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32618

B+ Avg School Grade
1 Schools
14.1:1 Avg Class Size
$12,950 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

ARCHER ELEMENTARY

📚 Pre-K – 05 Elementary
👥
431 Students
👨‍🏫
14.1:1 Class Size
💰
$12,950 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 19,749 Off-Campus Students
D
Galen Health Institutes-Gainesville
638 students · 9.0 mi
D
City College-Gainesville
92 students · 10.3 mi
C
Summit Salon Academy-Gainesville
146 students · 10.3 mi
C+
Santa Fe College
12,698 students · 11.3 mi
C
Florida School of Massage
32 students · 11.7 mi
A
University of Florida
54,814 students · 12.9 mi
C+
University of Florida-Online
5,462 students · 13.4 mi
C
Academy for Five Element Acupuncture
55 students · 14.3 mi

Investor Insight: With 19,749 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong is Archer, FL for real estate investors?

Our data puts Archer, FL at 3.0/5 for investability. Home prices of $319K and rents around $1,287/mo create a solid backdrop for investor activity.

How strong are rents in Archer, FL?

Expect rents around $1,287/mo per month in Archer, FL. With home values at $319K, the yield math works out to reasonable levels for rental investors.

How quickly do rentals get leased in Archer, FL?

Vacancy in Archer, FL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,287/mo.

What strategy should investors use in Archer, FL?

Most investors in Archer, FL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is Archer, FL good for landlords?

Rental owners in Archer, FL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

You know 32618 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 32618 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 32618 ranks in Gainesville, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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