Best ZIP Codes for Cash Flow in Gainesville, FL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 32641 | Gainesville, FL | $179,076 | $1,481 | 6.45% | 4.1% |
| 2 | 32615 | Alachua, FL | $331,905 | $2,213 | 5.20% | 4.5% |
| 3 | 32609 | Gainesville, FL | $223,778 | $1,488 | 5.19% | 4.5% |
| 4 | 32669 | Newberry, FL | $353,875 | $2,225 | 4.90% | 3.4% |
| 5 | 32605 | Gainesville, FL | $306,220 | $1,855 | 4.72% | 4.1% |
| 6 | 32601 | Gainesville, FL | $262,505 | $1,508 | 4.48% | 4.4% |
| 7 | 32653 | Gainesville, FL | $327,272 | $1,856 | 4.42% | 3.7% |
| 8 | 32694 | Waldo, FL | $229,558 | $1,287 | 4.37% | 5.0% |
| 9 | 32607 | Gainesville, FL | $290,077 | $1,508 | 4.05% | 3.9% |
| 10 | 32606 | Gainesville, FL | $343,889 | $1,739 | 3.95% | 3.5% |
| 11 | 32603 | Gainesville, FL | $422,276 | $2,106 | 3.89% | 5.2% |
| 12 | 32608 | Gainesville, FL | $337,123 | $1,617 | 3.74% | 3.8% |
| 13 | 32008 | Branford, FL | $274,622 | $1,287 | 3.66% | 5.1% |
| 14 | 32693 | Bell, FL | $287,661 | $1,287 | 3.49% | 6.1% |
| 15 | 32696 | Williston, FL | $294,050 | $1,287 | 3.41% | 5.3% |
| 16 | 32619 | Bell, FL | $298,912 | $1,287 | 3.36% | 6.9% |
| 17 | 32643 | High Springs, FL | $332,136 | $1,404 | 3.30% | 5.4% |
| 18 | 32618 | Archer, FL | $319,075 | $1,287 | 3.15% | 5.4% |
| 19 | 34498 | Yankeetown, FL | $279,198 | $1,089 | 3.04% | 3.5% |
| 20 | 34449 | Inglis, FL | $253,743 | $972 | 2.99% | 4.8% |
| 21 | 32667 | Micanopy, FL | $354,581 | $1,287 | 2.83% | 4.9% |
| 22 | 32621 | Bronson, FL | $249,247 | $873 | 2.73% | 6.2% |
| 23 | 32631 | Earleton, FL | $371,216 | $1,296 | 2.72% | 4.1% |
| 24 | 32625 | Cedar Key, FL | $320,287 | $972 | 2.37% | 3.3% |
| 25 | 32668 | Morriston, FL | $468,849 | $1,080 | 1.80% | 7.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Gainesville, FL · Affordable in Gainesville, FL
Or see the full Gainesville, FL metro profile.