Best ZIP Codes for Cash Flow in Owensboro, KY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 42371 | Rumsey, KY | $119,729 | $918 | 5.98% | -1.7% |
| 2 | 42350 | Island, KY | $138,549 | $999 | 5.62% | 3.8% |
| 3 | 42352 | Livermore, KY | $130,676 | $918 | 5.48% | 0.2% |
| 4 | 42372 | Sacramento, KY | $140,440 | $918 | 5.10% | 1.7% |
| 5 | 42343 | Fordsville, KY | $145,997 | $918 | 4.90% | 1.6% |
| 6 | 42301 | Owensboro, KY | $211,663 | $1,287 | 4.74% | 6.6% |
| 7 | 42327 | Calhoun, KY | $187,033 | $918 | 3.83% | 6.5% |
| 8 | 42355 | Maceo, KY | $194,452 | $918 | 3.68% | 3.7% |
| 9 | 42351 | Lewisport, KY | $209,723 | $918 | 3.41% | 6.0% |
| 10 | 42303 | Owensboro, KY | $219,888 | $953 | 3.38% | 5.9% |
| 11 | 42348 | Hawesville, KY | $212,163 | $918 | 3.37% | 8.0% |
| 12 | 42378 | Whitesville, KY | $218,673 | $918 | 3.27% | 5.9% |
| 13 | 42376 | Utica, KY | $251,256 | $936 | 2.91% | 6.3% |
| 14 | 42366 | Philpot, KY | $280,423 | $999 | 2.78% | 6.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Owensboro, KY · Affordable in Owensboro, KY
Or see the full Owensboro, KY metro profile.