Real Estate Investing in Rumsey, Kentucky

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 356 • McLean County

☆ Watch this market Free account

Should you buy in Rumsey, KY? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 29.7% of homes vacant — above national norms.
  • Declining values: -1.7% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 11.0% in the last year.
  • Higher unemployment: 11.0% unemployment — tenant risk signal.

What’s happening in Rumsey, KY?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Citywide average

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $119,729
Avg Monthly Rent $918
ZIP Codes 1

Investing in Rumsey Real Estate

This is a distressed-leaning corner of Kentucky: Rumsey has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Investors considering Rumsey, KY should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Transaction volume in Rumsey has thinned in a way that amplifies price discovery risk. Looking more closely, investors without local context should treat every number on the page with skepticism.

Rumsey's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Best ZIP codes in Owensboro, KY

Rumsey is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Rumsey, KY. Anonymous, moderated, never written by AI.

Do you own or manage rentals in Rumsey, KY?

~25 seconds · no account needed · your report is anonymous

Avg Home Value
$119,729
Avg Monthly Rent
$918
1% Rule
✗ Below
Landlord Friendly (KY)

📉 Market Crash Risk Index

Based on Owensboro, KY metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
56%
Days Pending
1/2
53 days

View all metro crash risk rankings →

❄️ Cool Market — Owensboro, KY metro
53
Days to pending
12.0%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Rumsey, KY

Screen every ZIP in Rumsey

Filter Rumsey’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

View Plans

Frequently Asked Questions About Rumsey, KY

Do landlords face vacancy issues in Rumsey, KY?

Occupancy in Rumsey, KY runs reliable with elevated vacancy. Well-priced units at $918/mo lease on reasonable timelines.

Does house hacking work in Rumsey, KY?

The a challenging house-hack environment in Rumsey, KY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What approach is best for Rumsey, KY real estate?

For Rumsey, KY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What are home prices like in Rumsey, KY?

In Rumsey, KY the median home value sits at $120K. Against the broader KY market, that reads as reasonable for most investors.

Is Rumsey, KY a smart market for rental property?

Rumsey, KY reports an investability rating of 3.0/5, with median home values near $120K and average rents around $918/mo. That combination puts it in the impressive tier for investor interest.

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate Rumsey, KY.

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.