Owensboro, KY Metro Area - Investment Guide
Metro Area • 13 Cities • 14 ZIP Codes
Avg Home Value
$190,048
Avg Monthly Rent
$960
Avg Cap Rate
4.18%
Avg Investability
3.0 ★
Cities
13
ZIP Codes
14
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
☀️
WARM MARKET
Owensboro, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
12.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Owensboro, KY
Every ZIP in the metro, ranked four ways. Free.
Cities in Owensboro, KY
Calhoun
Kentucky
1 ZIPs
Fordsville
Kentucky
1 ZIPs
Hawesville
Kentucky
1 ZIPs
Island
Kentucky
1 ZIPs
Lewisport
Kentucky
1 ZIPs
Livermore
Kentucky
1 ZIPs
Maceo
Kentucky
1 ZIPs
Owensboro
Kentucky
4 ZIPs
Philpot
Kentucky
1 ZIPs
Rumsey
Kentucky
1 ZIPs
Sacramento
Kentucky
1 ZIPs
Utica
Kentucky
1 ZIPs
Whitesville
Kentucky
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 42376 | Utica | KY | $241,344 | $936 | 3.03% | |
| 42343 | Fordsville | KY | $143,329 | $918 | 5.00% | |
| 42352 | Livermore | KY | $128,170 | $918 | 5.59% | |
| 42355 | Maceo | KY | $193,276 | $918 | 3.70% | |
| 42378 | Whitesville | KY | $207,922 | $918 | 3.44% | |
| 42348 | Hawesville | KY | $187,113 | $918 | 3.83% | |
| 42350 | Island | KY | $131,968 | $999 | 5.90% | |
| 42366 | Philpot | KY | $275,581 | $999 | 2.83% | |
| 42301 | Owensboro | KY | $207,385 | $1,191 | 4.48% | |
| 42303 | Owensboro | KY | $216,015 | $1,429 | 5.16% | |
| 42351 | Lewisport | KY | $195,886 | $918 | 3.66% | |
| 42371 | Rumsey | KY | $119,694 | $918 | 5.98% | |
| 42372 | Sacramento | KY | $139,579 | $918 | 5.13% | |
| 42327 | Calhoun | KY | $177,353 | $918 | 4.04% | |
| 42352 | Livermore | KY | $121,796 | $918 | 5.88% | |
| 42376 | Utica | KY | $250,207 | $936 | 2.92% | |
| 42343 | Fordsville | KY | $143,689 | $918 | 4.98% | |
| 42355 | Maceo | KY | $190,150 | $918 | 3.77% | |
| 42366 | Philpot | KY | $263,912 | $999 | 2.95% | |
| 42378 | Whitesville | KY | $218,989 | $918 | 3.27% | |
| 42348 | Hawesville | KY | $211,398 | $918 | 3.39% | |
| 42350 | Island | KY | $138,367 | $999 | 5.63% | |
| 42371 | Rumsey | KY | $122,007 | $918 | 5.87% | |
| 42301 | Owensboro | KY | $211,663 | $1,287 | 4.74% | |
| 42303 | Owensboro | KY | $219,888 | $953 | 3.38% | |
| 42351 | Lewisport | KY | $208,724 | $918 | 3.43% | |
| 42372 | Sacramento | KY | $134,353 | $918 | 5.33% | |
| 42376 | Utica | KY | $241,344 | $936 | 3.03% | |
| 42327 | Calhoun | KY | $187,033 | $918 | 3.83% | |
| 42352 | Livermore | KY | $132,799 | $918 | 5.39% | |
| 42355 | Maceo | KY | $191,327 | $918 | 3.74% | |
| 42378 | Whitesville | KY | $207,922 | $918 | 3.44% | |
| 42343 | Fordsville | KY | $145,997 | $918 | 4.90% | |
| 42348 | Hawesville | KY | $212,163 | $918 | 3.37% | |
| 42366 | Philpot | KY | $267,899 | $999 | 2.91% | |
| 42301 | Owensboro | KY | $201,742 | $1,176 | 4.55% | |
| 42303 | Owensboro | KY | $211,843 | $1,429 | 5.26% | |
| 42350 | Island | KY | $138,549 | $999 | 5.62% | |
| 42371 | Rumsey | KY | $131,835 | $918 | 5.43% | |
| 42327 | Calhoun | KY | $175,181 | $918 | 4.09% | |
| 42351 | Lewisport | KY | $209,723 | $918 | 3.41% | |
| 42372 | Sacramento | KY | $135,223 | $918 | 5.30% | |
| 42376 | Utica | KY | $242,465 | $936 | 3.01% | |
| 42343 | Fordsville | KY | $141,030 | $918 | 5.08% | |
| 42352 | Livermore | KY | $130,676 | $918 | 5.48% | |
| 42355 | Maceo | KY | $194,452 | $918 | 3.68% | |
| 42378 | Whitesville | KY | $212,462 | $918 | 3.37% | |
| 42348 | Hawesville | KY | $201,886 | $918 | 3.55% | |
| 42350 | Island | KY | $135,243 | $999 | 5.76% | |
| 42366 | Philpot | KY | $280,423 | $999 | 2.78% |
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About Owensboro, KY Real Estate Market
The Owensboro, KY metropolitan statistical area (MSA) encompasses 13 cities and 14 ZIP codes. The average home value across the metro is $190,048, with an average monthly rent of $960. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.