Owensboro, KY Metro Area - Investment Guide
Metro Area • 13 Cities • 14 ZIP Codes
Avg Home Value
$190,048
Avg Monthly Rent
$960
Avg Cap Rate
4.18%
Avg Investability
3.0 ★
Cities
13
ZIP Codes
14
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
❄️
COOL MARKET
Owensboro, KY Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
12.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Owensboro, KY
Every ZIP in the metro, ranked four ways. Free.
Cities in Owensboro, KY
Calhoun
Kentucky
1 ZIPs
Fordsville
Kentucky
1 ZIPs
Hawesville
Kentucky
1 ZIPs
Island
Kentucky
1 ZIPs
Lewisport
Kentucky
1 ZIPs
Livermore
Kentucky
1 ZIPs
Maceo
Kentucky
1 ZIPs
Owensboro
Kentucky
4 ZIPs
Philpot
Kentucky
1 ZIPs
Rumsey
Kentucky
1 ZIPs
Sacramento
Kentucky
1 ZIPs
Utica
Kentucky
1 ZIPs
Whitesville
Kentucky
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 42352 | Livermore | KY | $130,676 | $918 | 5.48% | |
| 42376 | Utica | KY | $242,465 | $936 | 3.01% | |
| 42343 | Fordsville | KY | $141,030 | $918 | 5.08% | |
| 42348 | Hawesville | KY | $201,886 | $918 | 3.55% | |
| 42355 | Maceo | KY | $194,452 | $918 | 3.68% | |
| 42378 | Whitesville | KY | $212,462 | $918 | 3.37% | |
| 42301 | Owensboro | KY | $213,183 | $1,189 | 4.35% | |
| 42350 | Island | KY | $135,243 | $999 | 5.76% | |
| 42366 | Philpot | KY | $280,423 | $999 | 2.78% | |
| 42371 | Rumsey | KY | $119,729 | $918 | 5.98% | |
| 42303 | Owensboro | KY | $220,883 | $935 | 3.30% | |
| 42351 | Lewisport | KY | $201,346 | $918 | 3.56% | |
| 42352 | Livermore | KY | $136,385 | $918 | 5.25% | |
| 42372 | Sacramento | KY | $140,440 | $918 | 5.10% | |
| 42327 | Calhoun | KY | $182,199 | $918 | 3.93% | |
| 42343 | Fordsville | KY | $148,127 | $918 | 4.83% | |
| 42355 | Maceo | KY | $186,590 | $918 | 3.84% | |
| 42376 | Utica | KY | $251,256 | $936 | 2.91% | |
| 42378 | Whitesville | KY | $218,673 | $918 | 3.27% | |
| 42348 | Hawesville | KY | $209,636 | $918 | 3.42% | |
| 42366 | Philpot | KY | $261,320 | $999 | 2.98% | |
| 42301 | Owensboro | KY | $199,516 | $1,340 | 5.24% | |
| 42303 | Owensboro | KY | $209,275 | $1,062 | 3.96% | |
| 42350 | Island | KY | $137,002 | $999 | 5.69% | |
| 42371 | Rumsey | KY | $121,974 | $918 | 5.87% | |
| 42372 | Sacramento | KY | $132,621 | $918 | 5.40% | |
| 42327 | Calhoun | KY | $176,433 | $918 | 4.06% | |
| 42351 | Lewisport | KY | $207,000 | $918 | 3.46% | |
| 42352 | Livermore | KY | $127,502 | $918 | 5.62% | |
| 42376 | Utica | KY | $238,676 | $936 | 3.06% | |
| 42343 | Fordsville | KY | $143,329 | $918 | 5.00% | |
| 42348 | Hawesville | KY | $187,113 | $918 | 3.83% | |
| 42355 | Maceo | KY | $196,158 | $918 | 3.65% | |
| 42378 | Whitesville | KY | $207,209 | $918 | 3.46% | |
| 42301 | Owensboro | KY | $210,480 | $1,210 | 4.49% | |
| 42350 | Island | KY | $131,968 | $999 | 5.90% | |
| 42366 | Philpot | KY | $279,489 | $999 | 2.79% | |
| 42371 | Rumsey | KY | $115,366 | $918 | 6.21% | |
| 42303 | Owensboro | KY | $218,647 | $984 | 3.51% | |
| 42351 | Lewisport | KY | $195,886 | $918 | 3.66% | |
| 42352 | Livermore | KY | $121,796 | $918 | 5.88% | |
| 42372 | Sacramento | KY | $140,154 | $918 | 5.11% | |
| 42327 | Calhoun | KY | $181,855 | $918 | 3.94% | |
| 42355 | Maceo | KY | $190,150 | $918 | 3.77% | |
| 42376 | Utica | KY | $251,779 | $936 | 2.90% | |
| 42343 | Fordsville | KY | $152,935 | $918 | 4.68% | |
| 42348 | Hawesville | KY | $214,933 | $918 | 3.33% | |
| 42366 | Philpot | KY | $263,912 | $999 | 2.95% | |
| 42301 | Owensboro | KY | $199,516 | $1,340 | 5.24% | |
| 42378 | Whitesville | KY | $220,928 | $918 | 3.24% |
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About Owensboro, KY Real Estate Market
The Owensboro, KY metropolitan statistical area (MSA) encompasses 13 cities and 14 ZIP codes. The average home value across the metro is $190,048, with an average monthly rent of $960. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.