Real Estate Investing in Maceo, Kentucky (42355)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Daviess County • Population: 1,514 • Data updated: September 2026

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Should you buy in 42355 (Maceo, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Maceo, KY (42355)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $194,452
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $65,042
% Renters 29.5%

Market Analysis: 42355 Maceo

Put differently, ZIP 42355 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $194K median. It rewards specialists, not generalists.

The 42355 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 42355's metrics run below Daviess County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 42355 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maceo:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Declining (-0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Owensboro, KY Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
12.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Owensboro, KY metro data
🏠

Property Strategy for 42355

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
2BR
+9.2% 5yr CAGR
Best Overall Value
2BR
$73,910/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $147,820 $1,020 5.0% +9.2% $73,910
3BR $229,629 $1,350 4.2% +8.4% $76,543

Market Trends

Home Value History (with trend line)

$208K$182K$155K$129K$103K$76KJul 2006Jul 2016Jul 2026

📊 How Does 42355 Compare?

Metric 42355 Maceo Owensboro, KY Kentucky
Home Value $194,452 $194,452 N/A $225,788
5-Year CAGR 3.7% 3.7% N/A 6.9%
Avg Rent $918 $918 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 42355? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42355 (Maceo, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+3.7%
Moderate

📉 Market Crash Risk Index

Based on Owensboro, KY metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
56%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $194,452
Monthly Rent $918
Price-to-Rent 17.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year -0.6% ▼
3-Year CAGR +1.0% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 42355

Population: 1,514

💰 Median Household Income
$65,042
This area
$65,042
State
$55,541
USA
$74,580
🏠 Renter Occupied
29.5%
This area
29.5%
State
23.6%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-16.4%
USA
3.7%
🎓 College Educated
12.8%
This area
12.8%
State
-4.1%
USA
33.7%
👤 Median Age
41.8 years
This area
41.8 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
13.0%
This area
13.0%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 98.4%
Other/Mixed 1.6%
Hispanic/Latino 0.8%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
14.6%
This area
14.6%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 2,548 Off-Campus Students
C
Brescia University
638 students · 9.3 mi
C
Kentucky Wesleyan College
834 students · 10.8 mi
C
Owensboro Community and Technical College
4,694 students · 11.2 mi
D
Ross Medical Education Center-Owensboro
29 students · 12.1 mi

Investor Insight: With 2,548 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the smart move for investors in Maceo, KY?

In Maceo, KY the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $194K prices and $918/mo rents suits that approach.

What is the typical home price in Maceo, KY?

In Maceo, KY the median home value sits at $194K. Against the broader KY market, that reads as reasonable for most investors.

How much rent can I charge in Maceo, KY?

Rents in Maceo, KY run near $918/mo. Compared with median home prices of $194K that produces solid gross yields for typical rentals.

How strong is the working-renter base in Maceo, KY?

Tenant demand in Maceo, KY is solid. The local workforce $918/mo rents across most rental classes.

How tight is the rental market in Maceo, KY?

Vacancy risk in Maceo, KY is elevated. That supports predictable cash flow for typical rental holds.

You know 42355 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 42355 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 42355 ranks in Owensboro, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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