Real Estate Investing in Yoncalla, Oregon (97499)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 97499 (Yoncalla, OR)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Yoncalla, OR (97499)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 97499 Yoncalla
Not every below-median market is a bargain. Yoncalla's 97499 ZIP records signals that favor experienced operators who can absorb the risk $326K pricing implies.
Rent of $1,323/mo on a $326K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 97499 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 97499 among OR's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 97499 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 97499 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Yoncalla:
Property Strategy for 97499
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $278,160 | $1,470 | 3.8% | +6.3% | $139,080 |
| 3BR | $337,025 | $2,040 | 4.4% | +6.3% | $112,342 |
Market Trends
Home Value History (with trend line)
📊 How Does 97499 Compare?
| Metric | 97499 | Yoncalla | Roseburg, OR | Oregon |
|---|---|---|---|---|
| Home Value | $325,573 | $325,573 | N/A | $493,884 |
| 5-Year CAGR | 2.7% | 2.7% | N/A | 4.9% |
| Avg Rent | $1,323 | $1,323 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 97499 (Yoncalla, OR). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 97499 (Yoncalla, OR)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $325,573 |
| Monthly Rent | $1,323 |
| Price-to-Rent | 20.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 5.8% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +2.3% ▲ |
| 5-Year CAGR | +2.7% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 97499
Population: 1,836
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 97499
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the smart move for investors in Yoncalla, OR?
For Yoncalla, OR, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Is Yoncalla, OR a good market for buy-and-hold investors?
Yoncalla, OR posts an investability rating of 3.0/5, with median home values near $326K and average rents around $1,323/mo. That combination puts it in the significant tier for investor interest.
Do rentals sit vacant long in Yoncalla, OR?
Yoncalla, OR carries elevated vacancy risk. Expect reliable absorption at market rents of $1,323/mo.
Are landlord laws favorable in Yoncalla, OR?
The landlord environment in Yoncalla, OR is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Is it easy to find good tenants in Yoncalla, OR?
The tenant pool in Yoncalla, OR is solid, supported by local employment and population fundamentals. Rents of $1,323/mo are well-absorbed by the market.
You know 97499 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 97499 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 97499 ranks in Roseburg, OR
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 97499 (Yoncalla)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 97499 (Yoncalla, OR).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.