Real Estate Investing in Lowell, Oregon (97452)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lane County • Population: 1,640 • Data updated: September 2026

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Should you buy in 97452 (Lowell, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 30.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lowell, OR (97452)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $445,571
Avg Monthly Rent $1,233
1% Rule ✗ Does Not Meet
Median Income $77,000
% Renters 21.0%

Market Analysis: 97452 Lowell

Investors eyeing 97452 need to respect the fundamentals at play. Home values of $446K come alongside slower price movement and elevated management overhead.

For an experienced owner, 97452 can be a a strong candidate for hunting ground — but the discount at $446K reflects genuine risk that outside investors often underestimate.

Meanwhile, 97452 offers a low basis, the region around Lowell has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 97452 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 97452 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lowell:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.8× the median income
Value Trend
Stable (+2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,233/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Eugene-Springfield, OR Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Eugene-Springfield, OR metro data
🏠

Property Strategy for 97452

Which property type performs best in this market?

Best for Cash Flow
3BR
3.1% cap rate
Best for Appreciation
3BR
+6.4% 5yr CAGR
Best Overall Value
3BR
$148,232/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $341,880 $1,370 2.9% +6.0% $170,940
3BR $444,696 $1,910 3.1% +6.4% $148,232

Market Trends

Home Value History (with trend line)

$470K$404K$337K$271K$205K$139KJul 2006Jul 2016Jul 2026

📊 How Does 97452 Compare?

Metric 97452 Lowell Eugene-Springfield, OR Oregon
Home Value $445,571 $510,897 N/A $493,884
5-Year CAGR 2.5% 2.5% N/A 4.9%
Avg Rent $1,233 $1,755 N/A -
Cap Rate 2.2% 2.6% - -
💡 Why Invest in 97452? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97452 (Lowell, OR). Anonymous, moderated, never written by AI.

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Property managers serving Lane County

Manage rentals here? List your business →

Preferred Northwest Property Management offers comprehensive property management services to make managing properties easy, effortless, and affordable. summary from their website

Unclaimed — is this your business? Claim it free

Trio Property Management Inc. provides property management services in Eugene, Springfield, Veneta, Coburg, Junction City, Creswell, and Elmira, helping owners protect rentals and increase returns. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+2.5%
Slow

📊 Market Snapshot

Home Value $445,571
Monthly Rent $1,233
Price-to-Rent 30.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.3%
Cap Rate 2.2%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +2.7% ▲
3-Year CAGR +1.1% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.4%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Unfavorable

Demographics in 97452

Population: 1,640

💰 Median Household Income
$77,000
This area
$77,000
State
$71,325
USA
$74,580
🏠 Renter Occupied
21.0%
This area
21.0%
State
28.8%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-6.1%
USA
3.7%
🎓 College Educated
14.9%
This area
14.9%
State
13.8%
USA
33.7%
👤 Median Age
48.5 years
This area
48.5 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
6.4%
This area
6.4%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 90.6%
Other/Mixed 9.2%
Hispanic/Latino 1.7%
Asian 0.1%
👶 Under 18
21.6%
This area
21.6%
USA
22.0%
👴 65 and Over
23.4%
This area
23.4%
USA
17.3%
📊 Poverty Rate
6.8%
This area
6.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97452

C+ Avg School Grade
4 Schools
17.4:1 Avg Class Size
$12,941 Avg Per Pupil

Schools in This ZIP Code

B Good

Mountain View Academy

📚 K – 08 School Charter
👥
143 Students
👨‍🏫
13.8:1 Class Size
💰
$12,941 Per Student
B Good

Lundy Elementary School

📚 K – 06 School
👥
180 Students
👨‍🏫
15.9:1 Class Size
💰
$12,941 Per Student
C+ Average

Bridge Charter Academy

📚 K – 12 K-12 Charter
👥
496 Students
👨‍🏫
21.9:1 Class Size
💰
$12,941 Per Student
C+ Average

Lowell Junior/Senior High School

📚 07 – 12 High School
👥
194 Students
👨‍🏫
18.2:1 Class Size
💰
$12,941 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Can I house hack in Lowell, OR?

House hacking in Lowell, OR is a challenging. With home values around $446K and rents at $1,233/mo, owner-occupants can offset a meaningful share of PITI.

How strong are rents in Lowell, OR?

Rent in Lowell, OR is around $1,233/mo. The resulting rent-to-value relationship with $446K pricing is reasonable for most investor models.

Which real estate strategy fits Lowell, OR?

For Lowell, OR, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is it like being a landlord in Lowell, OR?

The landlord environment in Lowell, OR is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Are homes affordable in Lowell, OR?

Expect median prices around $446K in Lowell, OR. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

You know 97452 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 97452 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 97452 ranks in Eugene-Springfield, OR

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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