Best ZIP Codes for Cash Flow in Eugene-Springfield, OR (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 97492 | Westfir, OR | $336,107 | $1,557 | 3.61% | 2.7% |
| 2 | 97402 | Eugene, OR | $406,537 | $1,764 | 3.39% | 2.7% |
| 3 | 97404 | Eugene, OR | $445,886 | $1,886 | 3.30% | 3.1% |
| 4 | 97463 | Oakridge, OR | $289,117 | $1,215 | 3.28% | 3.1% |
| 5 | 97405 | Eugene, OR | $540,579 | $2,201 | 3.18% | 3.3% |
| 6 | 97480 | Swisshome, OR | $321,849 | $1,314 | 3.18% | 3.7% |
| 7 | 97431 | Dexter, OR | $560,482 | $2,277 | 3.17% | 1.7% |
| 8 | 97478 | Springfield, OR | $437,611 | $1,758 | 3.13% | 3.1% |
| 9 | 97477 | Springfield, OR | $406,586 | $1,621 | 3.11% | 2.6% |
| 10 | 97438 | Lowell, OR | $576,223 | $2,277 | 3.08% | 2.4% |
| 11 | 97487 | Veneta, OR | $443,690 | $1,700 | 2.99% | 3.2% |
| 12 | 97424 | Cottage Grove, OR | $405,021 | $1,445 | 2.78% | 3.2% |
| 13 | 97408 | Eugene, OR | $623,233 | $2,076 | 2.60% | 3.3% |
| 14 | 97454 | Marcola, OR | $501,741 | $1,611 | 2.50% | -0.7% |
| 15 | 97453 | Mapleton, OR | $390,161 | $1,242 | 2.48% | 1.4% |
| 16 | 97426 | Creswell, OR | $474,444 | $1,500 | 2.47% | 3.5% |
| 17 | 97401 | Eugene, OR | $521,967 | $1,619 | 2.42% | 3.0% |
| 18 | 97461 | Walton, OR | $497,391 | $1,521 | 2.39% | — |
| 19 | 97412 | Blachly, OR | $419,408 | $1,242 | 2.31% | 1.5% |
| 20 | 97403 | Eugene, OR | $617,045 | $1,772 | 2.24% | 3.4% |
| 21 | 97448 | Junction City, OR | $489,017 | $1,400 | 2.23% | 3.0% |
| 22 | 97452 | Lowell, OR | $445,571 | $1,233 | 2.16% | 2.5% |
| 23 | 97413 | Blue River, OR | $444,669 | $1,215 | 2.13% | 2.1% |
| 24 | 97455 | Pleasant Hill, OR | $673,344 | $1,809 | 2.10% | 3.3% |
| 25 | 97437 | Elmira, OR | $553,100 | $1,458 | 2.06% | 1.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Eugene-Springfield, OR · Affordable in Eugene-Springfield, OR
Or see the full Eugene-Springfield, OR metro profile.