Real Estate Investing in Gardiner, Oregon (97441)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 97441 (Gardiner, OR)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 24.8% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gardiner, OR (97441)?
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Market Analysis: 97441 Gardiner
The 97441 ZIP covers a section of Gardiner that demands careful diligence. Prices near $273K look accessible, but the work to make a deal cash flow is real.
The 97441 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Gardiner have seen price recovery that 97441 has not matched. Douglas County data supports the view that the spread is structural rather than temporary.
Who lives in 97441 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Gardiner's stable or hybrid ZIPs before stepping into 97441. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Gardiner:
Market Trends
Home Value History (with trend line)
📊 How Does 97441 Compare?
| Metric | 97441 | Gardiner | Roseburg, OR | Oregon |
|---|---|---|---|---|
| Home Value | $272,881 | $272,881 | N/A | $493,884 |
| 5-Year CAGR | 2.0% | 2.0% | N/A | 4.9% |
| Avg Rent | $954 | $954 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 97441 (Gardiner, OR). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $272,881 |
| Monthly Rent | $954 |
| Price-to-Rent | 23.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 4.7% |
📈 Home Appreciation
| 1-Year | +1.2% ▲ |
| 3-Year CAGR | +0.0% ▲ |
| 5-Year CAGR | +2.0% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 97441
Population: 351
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Gardiner, OR a good place for real estate investing?
With a 2.0/5 investability score, Gardiner, OR ranks as a solid market for rental property investors. Median prices of $273K and rents of $954/mo drive the underlying numbers.
Are there empty rentals in Gardiner, OR?
Gardiner, OR carries elevated vacancy risk. Expect even-keeled absorption at market rents of $954/mo.
What is the average monthly rent in Gardiner, OR?
Investors in Gardiner, OR typically see rents near $954/mo per month against $273K home values - a solid setup for rental cash flow.
Is Gardiner, OR better for rentals, flips, or BRRRR?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Gardiner, OR. The numbers - $273K homes against $954/mo rents - support that play.
How landlord-friendly is Gardiner, OR?
OR ranks as a landlord-friendly state for landlord-tenant law. Gardiner generally follows the statewide framework, so landlords face reasonable operating rules.
You know 97441 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 97441 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 97441 ranks in Roseburg, OR
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