Real Estate Investing in Standish, California (96128)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lassen County • Population: 642 • Data updated: September 2026

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Should you buy in 96128 (Standish, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • Declining values: -0.3% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 11.4% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Standish, CA (96128)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $306,595
Avg Monthly Rent $1,242
1% Rule ✗ Does Not Meet
Median Income $86,771
% Renters 6.2%

Market Analysis: 96128 Standish

Investors eyeing 96128 need to respect the fundamentals at play. Home values of $307K come alongside slower price movement and elevated management overhead.

The 96128 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 96128's metrics run below Lassen County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 96128 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Standish:

C Below Average
Buy Confidence Score: 53/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Stable (+0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,242/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Susanville, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Susanville, CA metro data

Market Trends

Home Value History (with trend line)

$339K$298K$256K$215K$173K$131KOct 2007Mar 2017Jul 2026

📊 How Does 96128 Compare?

Metric 96128 Standish Susanville, CA California
Home Value $306,595 $306,595 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,242 $1,242 N/A -
Cap Rate 3.2% 3.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 96128 (Standish, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.2%
Low
5yr Growth
-0.3%
Declining

📉 Market Crash Risk Index

Based on Susanville, CA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $306,595
Monthly Rent $1,242
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 2.9%

📈 Home Appreciation

1-Year +0.3% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR -0.3% ▼
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.4%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.3%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 96128

Population: 642

💰 Median Household Income
$86,771
This area
$86,771
State
$94,164
USA
$74,580
🏠 Renter Occupied
6.2%
This area
6.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.6%
USA
3.7%
🎓 College Educated
15.2%
This area
15.2%
State
7.7%
USA
33.7%
👤 Median Age
37.4 years
This area
37.4 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
11.4%
This area
11.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 85.5%
Other/Mixed 14.3%
Hispanic/Latino 0.5%
Black/African American 0.2%
👶 Under 18
37.5%
This area
37.5%
USA
22.0%
👴 65 and Over
9.3%
This area
9.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 713 Off-Campus Students
C
Lassen Community College
1,783 students · 13.4 mi

Investor Insight: With 713 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the best play in Standish, CA?

Most investors in Standish, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

Is the tenant base reliable in Standish, CA?

The tenant pool in Standish, CA is solid, supported by local employment and population fundamentals. Rents of $1,242/mo are well-absorbed by the market.

How landlord-friendly is Standish, CA?

Rental owners in Standish, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

How does Standish, CA stack up for property investment?

Our data puts Standish, CA at 2.0/5 for investability. Home prices of $307K and rents around $1,242/mo create a solid backdrop for investor activity.

What does house hacking look like in Standish, CA?

House hacking in Standish, CA is a challenging. With home values around $307K and rents at $1,242/mo, owner-occupants can offset a meaningful share of PITI.

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How 96128 ranks in Susanville, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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