Real Estate Investing in Coleville, California (96107)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mono County • Population: 668 • Data updated: September 2026

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Should you buy in 96107 (Coleville, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (30/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • Declining values: -1.4% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 10.8% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Coleville, CA (96107)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $345,352
Avg Monthly Rent $1,476
1% Rule ✗ Does Not Meet
Median Income $43,800
% Renters 39.1%

Market Analysis: 96107 Coleville

Investors eyeing 96107 need to respect the fundamentals at play. Home values of $345K come alongside slower price movement and elevated management overhead.

Rent of $1,476/mo on a $345K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 96107 sits below the stated 0.0% once reality is priced in.

Within CA, ZIP 96107 trails on several market indicators that neighboring Mono County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

Who lives in 96107 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Coleville:

D Needs Caution
Buy Confidence Score: 40/100
Affordability
5/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.9× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,476/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 96107

Which property type performs best in this market?

Best for Cash Flow
3BR
4.2% cap rate
Best for Appreciation
2BR
+2.5% 5yr CAGR
Best Overall Value
3BR
$130,408/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $292,147 $1,640 4.0% +2.5% $146,073
3BR $391,223 $2,280 4.2% +1.5% $130,408

Market Trends

Home Value History (with trend line)

$410K$356K$303K$249K$195K$141KSep 2007Feb 2017Jul 2026

📊 How Does 96107 Compare?

Metric 96107 Coleville California
Home Value $345,352 $345,352 $761,003
5-Year CAGR N/A N/A 5.7%
Avg Rent $1,476 $1,476 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 96107? Click to expand

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 96107 (Coleville, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 96107 (Coleville, CA)?

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Investability
Fair
Cap Rate
3.3%
Low
5yr Growth
-1.4%
Declining

📊 Market Snapshot

Home Value $345,352
Monthly Rent $1,476
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 2.0%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR -1.2% ▼
5-Year CAGR -1.4% ▼
10-Year CAGR +3.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.8%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-1.4%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 96107

Population: 668

💰 Median Household Income
$43,800
This area
$43,800
State
$94,164
USA
$74,580
🏠 Renter Occupied
39.1%
This area
39.1%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-16.6%
USA
3.7%
🎓 College Educated
24.9%
This area
24.9%
State
7.7%
USA
33.7%
👤 Median Age
39.3 years
This area
39.3 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
10.8%
This area
10.8%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 74.3%
Other/Mixed 21.6%
Hispanic/Latino 20.9%
Asian 4.1%
👶 Under 18
18.1%
This area
18.1%
USA
22.0%
👴 65 and Over
30.8%
This area
30.8%
USA
17.3%
📊 Poverty Rate
15.4%
This area
15.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 96107

B+ Avg School Grade
3 Schools
13.8:1 Avg Class Size
$42,295 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Coleville High

📚 09 – 12 High School
👥
51 Students
👨‍🏫
7.9:1 Class Size
💰
$31,901 Per Student
B+ Above Average

Antelope Elementary

📚 K – 08 School
👥
122 Students
👨‍🏫
19.7:1 Class Size
💰
$31,901 Per Student
C+ Average

Sawtooth Ridge Community

📚 07 – 12 High School Limited Data
💰
$63,082 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much rent can I charge in Coleville, CA?

Rental rates in Coleville, CA average $1,476/mo. Tenant demand and $345K home values make the yield look reasonable by investor standards.

What is the renter demographic in Coleville, CA?

Tenant demand in Coleville, CA is solid. The local workforce $1,476/mo rents across most rental classes.

What is the investability score for Coleville, CA?

With a 2.0/5 investability score, Coleville, CA ranks as a solid market for rental property investors. Median prices of $345K and rents of $1,476/mo drive the underlying numbers.

How tight is the rental market in Coleville, CA?

Coleville, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.

How much should I expect to pay for a home in Coleville, CA?

Coleville, CA home values average about $345K. That price point suits investors targeting rentals with $1,476/mo in monthly income.

You know 96107 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 96107 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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