Real Estate Investing in Mccloud, California (96057)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 96057 (Mccloud, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 44.0% of homes vacant — above national norms.
- Declining values: -0.6% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 5.2% in the last year.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mccloud, CA (96057)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 96057 Mccloud
ZIP 96057 inside Siskiyou looks affordable on the surface — median value of $296K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 96057 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader CA picture, 96057 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 96057 ZIP's population of 1,076 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
New investors are better served looking at Mccloud's stable or hybrid ZIPs before stepping into 96057. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Mccloud:
Property Strategy for 96057
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $294,019 | $1,450 | 3.6% | +6.3% | $147,009 |
| 3BR | $328,091 | $2,020 | 4.4% | +6.8% | $109,364 |
Market Trends
Home Value History (with trend line)
📊 How Does 96057 Compare?
| Metric | 96057 | Mccloud | California |
|---|---|---|---|
| Home Value | $295,709 | $295,709 | $761,003 |
| 5-Year CAGR | N/A | N/A | 5.7% |
| Avg Rent | $1,305 | $1,305 | - |
| Cap Rate | 3.4% | 3.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 96057 (Mccloud, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 96057 (Mccloud, CA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $295,709 |
| Monthly Rent | $1,305 |
| Price-to-Rent | 18.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.4% |
| 5-Year IRR | 2.9% |
📈 Home Appreciation
| 1-Year | -5.2% ▼ |
| 3-Year CAGR | -4.4% ▼ |
| 5-Year CAGR | -0.6% ▼ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 96057
Population: 1,076
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 96057
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Are there empty rentals in Mccloud, CA?
Occupancy in Mccloud, CA runs consistent with elevated vacancy. Well-priced units at $1,305/mo lease on reasonable timelines.
Which real estate strategy fits Mccloud, CA?
A careful cash-flow rentals with hands-on management strategy Mccloud, CA best. The market produces reliable results for that approach at the $296K price point.
Should investors consider Mccloud, CA?
Mccloud, CA rates 2.0/5 for investability. With median values at $296K and rents near $1,305/mo, the market offers reasonable fundamentals for rental investors.
Is house hacking profitable in Mccloud, CA?
Mccloud, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,305/mo rent level.
What is the average monthly rent in Mccloud, CA?
Mccloud, CA rentals go for roughly $1,305/mo a month. That puts gross yield in solid territory relative to $296K acquisition costs.
You know 96057 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 96057 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 96057 (Mccloud)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 96057 (Mccloud, CA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.